Member-First Consumer Lending Underwriter

Lake Michigan Credit Union; United States; On-site; USD 52,000 - 72,000; Full time

Benefits offered by this job

Weekly pay and retirement savings

Health coverage (medical, dental, vis,

Tuition reimbursement

Job summary

Lake Michigan Credit Union is seeking a detail-oriented Consumer Lending Underwriter to evaluate loan applications, make sound credit decisions, and deliver an exceptional member experience. The role requires strong analytical skills and a focus on helping members navigate their financial needs.

The position is fully on-site in Grand Rapids, MI, and includes opportunities to participate in lending growth and stay updated on industry regulations.

Qualifications

• 3–5 years in consumer lending, underwriting, or related financial services.
• High school diploma or equivalent; finance/business coursework is a plus.
• Strong analytical and decision-making abilities.
• Excellent written and verbal communication.

Responsibilities

• Interview loan applicants to gather information about their financial needs and condition.
• Analyze financial profiles, credit reports, and docs to assess risk and eligibility.
• Approve, deny, or accelerate loan applications per policies.
• Educate members on loan products and terms to fit their needs.
• Prepare and review loan documentation for accuracy and compliance.
• Process servicing actions like collateral releases, mods, and deferrals.
• Monitor funded loans and coordinate with collections when needed.
• Support sales and business development to grow lending.

Skills

Analytical skills

Decision-making

Communication skills

Explain concepts clearly

Detail-oriented

Multi-tasking

Member service

Education

High school diploma or equivalent

Finance / business coursework (plus)

Tools

Lending systems

Credit analysis tools

Loan documentation processes

Job description

Lake Michigan Credit Union is seeking a detail-oriented Consumer Lending Underwriter to evaluate loan applications, make sound credit decisions, and deliver an exceptional member experience. The role requires strong analytical skills and a focus on helping members navigate their financial needs.

The position is fully on-site in Grand Rapids, MI, and includes opportunities to participate in lending growth and stay updated on industry regulations.