Consumer Loan Underwriter

Dort Financial Credit Union; Grand Blanc (MI); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life/AD&D insurance

Disability insurance

HSA/FSA

Tuition reimbursement

401(k) with match

Referral bonus

Paid holidays

Job summary

Dort Financial Credit Union in Grand Blanc, MI is seeking a Consumer Loan Underwriter to manage new loan applications, perform credit checks, assemble supporting documents, and render timely loan decisions in line with policies.

The role includes interviewing members, evaluating information sources, and determining credit worthiness to ensure accurate, prompt decisions. A preferred Associate’s degree with 3–4 years of credit union experience and bondable status are required.

Qualifications

• Associate’s degree in business, finance, or accounting preferred or the equivalent combination of experience and education that demonstrates the ability to perform the essential functions of the job.

Responsibilities

• Take new loan applications, credit checks, compilation of supporting papers and decision loans.
• Interview members applying for loans, develop knowledge of sources of information.
• Must demonstrate insight and good judgment in determining credit worthiness, work quickly and advise branch/dealer of decision in a timely manner.
• Approve loans in accordance with established Credit Union policies and procedures.

Education

Associate’s degree in business, finance, or accounting

Job description

Consumer Loan Underwriter

Full Time Clerical Administration, Grand Blanc, MI, US 3 Attachments

Dort Financial Credit Union is seeking team members who will carry out our mission of enriching the lives of our members, employees, and communities, and who will aim to achieve our vision of being a leader in the industry by providing quality financial services, fostering an empowered and diverse team, and making our communities a better place to live. At Dort Financial, we uphold a culture of excellence with opportunities of engagement and advancement for our team members. We abide by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.

We offer a competitive benefits package immediately upon hire including medical, dental, and vision insurance; Life/AD&D and Disability Insurance, Supplemental Life insurance for employee/spouse/dependent; HSA and FSA plans; and tuition reimbursement for full-time team members. LegalShield, Pet Benefits, Employee Assistance Program, Telemedicine. We also offer a matching 401 (k) including a safe harbor, a referral bonus program, and paid time off including holidays.

Purpose of Position: Responsible for taking new loan applications, credit checks, compilation of supporting papers and decision loans. Interview members applying for loans, develop good knowledge of sources of information. Must demonstrate insight and good judgment in determining credit worthiness, work quickly and advise branch/dealer of decision in a timely manner. Approve loans in accordance with established Credit Union policies and procedures.

Minimum Formal Education: Associate’s degree in business, finance, or accounting preferred or the equivalent combination of experience and education that demonstrates the ability to perform the essential functions of the job.

Experience: 3-4 years of credit union or financial institution experience with some degree of loan decisioning responsibility.

Other Requirements: Must be bondable.

*Sponsorship for work authorization is not available for this position. Candidates are responsible for ensuring they have the legal authorization to work in the location where they apply.*