Consumer Loan Specialist: Growth, Bonuses & Benefits

Republic Finance; Gardendale (AL); On-site; USD 29,000 - 35,000; Full time

Benefits offered by this job

Health, Dental, Vision Insurance

PTO & Holidays

401k with company match

Life Insurance

Long Term Disability

Employee Assistance Program

LinkedIn Learning access

Philanthropic support

Monthly incentive bonus

Internal promotions

Job summary

Republic Finance, a growing financial services company, seeks a results-driven loan associate in Alabama. The role offers a competitive salary of $32,000 per year (paid hourly) plus an uncapped monthly bonus averaging $8,000 annually, with excellent benefits and PTO.

You will help customers secure consumer loans, assess needs, and guide applicants through the loan process. The position emphasizes performance rewards, community involvement, and opportunities for growth within a supportive

Qualifications

• High school diploma or equivalent.
• Minimum of 1 year of sales experience.
• Professional demeanor, positive attitude, strong communication and customer relations skills.
• Ability to work in a high-performing, fast-paced environment.
• Ability to meet standards for criminal background history, credit history and pass a pre-employment drug screen.
• Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products.

Responsibilities

• Actively seeks opportunities to originate new loan business with new and existing customers.
• Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
• Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
• Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
• Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
• Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks.
• Consistently meets or exceeds loan goals.
• Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
• Applies analytical skills to quickly and efficiently resolve any customer issues.
• Processes insurance claims, follow-ups and payments daily and maintains insurance log.
• Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
• Answers incoming phone calls; checks branch’s voicemail.
• Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.

Skills

Customer service

Communication

Sales

Teamwork

Detail orientation

Microsoft Office

Education

High school diploma or equivalent

Tools

Windows

Microsoft Office

Job description

Republic Finance, a growing financial services company, seeks a results-driven loan associate in Alabama. The role offers a competitive salary of $32,000 per year (paid hourly) plus an uncapped monthly bonus averaging $8,000 annually, with excellent benefits and PTO.

You will help customers secure consumer loans, assess needs, and guide applicants through the loan process. The position emphasizes performance rewards, community involvement, and opportunities for growth within a supportive