Consumer Loan Specialist — Fast Approvals & Structured Terms

Red River Bank; Pineville (LA); On-site; USD 45,000 - 75,000; Full time

Job summary

Red River Bank in Pineville, LA is seeking a Loan Officer to examine, evaluate, and authorize consumer loan applications. Responsibilities include interviewing applicants, collecting financial data, analyzing credit, and coordinating loan packages through to closing.

The role requires a Bachelor’s degree or equivalent lending experience, strong analytical and interpersonal skills, and the ability to comply with banking regulations.

Qualifications

• Bachelor's degree or 1–2 years related experience, or 5 years lending experience in lieu of degree.
• Strong credit analysis and financial evaluation skills.
• Excellent customer service and communication abilities.

Responsibilities

• Interview applicants to determine loan requirements and gather information.
• Request credit reports, background checks, and references.
• Analyze financial status and credit to determine loan feasibility or escalate for verification.
• Resolve uncertainties in applicant information through inquiries.
• Approve loans within limits or refer to loan committee.
• Assemble loan packages and discuss terms and fees with applicants.
• Ensure loan documents meet bank policy and are accurately prepared.
• Assist with timely loan closing and funding activities.
• Identify potential loan markets and prospects for consumer loans.
• Promote cross-sell of bank products and services.

Skills

Interviewing

Credit analysis

Lending laws

Customer service

Education

Bachelor's degree

Tools

Spreadsheet

Word Processing

Job description

Red River Bank in Pineville, LA is seeking a Loan Officer to examine, evaluate, and authorize consumer loan applications. Responsibilities include interviewing applicants, collecting financial data, analyzing credit, and coordinating loan packages through to closing.

The role requires a Bachelor’s degree or equivalent lending experience, strong analytical and interpersonal skills, and the ability to comply with banking regulations.