Commercial & Consumer Lending Specialist

Peoples Bank and Trust; McPherson (KS); On-site; USD 55,000 - 85,000; Full time

Job summary

Peoples Bank and Trust is seeking a Loan Officer to assess loan eligibility and recommend lending solutions for individuals and businesses. You will review applications, verify data, and determine credit decisions within policy.

The role requires building client relationships, communicating terms clearly, and maintaining accurate loan documentation while adhering to regulations and bank policies.

Qualifications

• Bachelor’s degree preferred; 2+ years banking experience preferred; knowledge of loan services and bank policies.
• Ability to analyze loan data, explain terms, and maintain accurate records.
• Strong communication and customer service skills are essential.

Responsibilities

• Evaluate loan applications for commercial, agricultural, and consumer products per guidelines.
• Assist customers with initial loan applications and verify information for completeness.
• Analyze creditworthiness, approve/deny/refer within authority, and explain terms to customers.
• Maintain lending records and build a strong referral network in the community.
• Prepare loan documentation to ensure regulatory and policy compliance.

Skills

Attention to detail

Communication skills

Self-motivation

Self-management

Problem solving

Organization

Analytical thinking

Interpersonal skills

Customer relationships

Time management

Computer literacy

Multi-tasking

Education

Bachelor's degree preferred

High School Diploma or equivalent required

Tools

Credit reporting knowledge

Banking software

CRM systems

Job description

Peoples Bank and Trust is seeking a Loan Officer to assess loan eligibility and recommend lending solutions for individuals and businesses. You will review applications, verify data, and determine credit decisions within policy.

The role requires building client relationships, communicating terms clearly, and maintaining accurate loan documentation while adhering to regulations and bank policies.