Consumer Loan Officer

Firstier Bank; Holdrege (NE); On-site; USD 52,000 - 62,000; Full time

Benefits offered by this job

401(k)

Health insurance

Dental insurance

Vision insurance

Flexible spending account

Health savings account

Life insurance

Paid time off

Job summary

FirsTier Bank in Holdrege, Nebraska is seeking a Consumer Loan Officer to represent the bank in the local community and market its lending products and services. This full-time role focuses on delivering exceptional service and building relationships with customers.

You will meet with applicants, collect information, evaluate eligibility, submit applications, and explain approvals or denials while ensuring compliance with applicable laws and policies.

Qualifications

• Minimum of 3 years of consumer lending experience.
• Ability to build rapport with customers and analyze financials.
• Computer proficiency and willingness to learn banking software.

Responsibilities

• Meet with loan applicants and identify their needs.
• Collect information and assist with filling loan applications.
• Review requests and evaluate eligibility including income and credit scores.
• Submit applications in a timely manner and notify applicants of status.
• Prepare reports on approvals/denials for management.
• Assist with documentation and loan setup after approval.
• Ensure compliance with laws and internal policies.

Skills

Excellent verbal communication

Excellent math skills

Trustworthy

Customer service orientation

Tools

Banking software

Application software

Job description

FirsTier Bank is a family-owned community bank currently servicing 12 branch markets throughout Colorado, Wyoming and Nebraska.

FirsTier Bank is searching for a Consumer Loan Officer to join our Holdrege, Nebraska team. This position represents the bank in the local community and participates in marketing the bank's lending products and services.

Enjoy a rewarding career while providing exceptional service to our valued customers.

Essential Functions

• Meet with loan applicants as requested, helping them identify their needs
• Collect information and assist with filling out loan applications, answering questions as needed
• Review completed loan requests and evaluate customers’ financial eligibility, including income and credit scores
• Submit all loan applications in a timely manner
• Notify applicants of their approval status, explaining reasons for rejection when needed
• Prepare reports on approvals and denials for upper management as needed
• Work with approved customers to get paperwork signed and set up payment plans, informing them of all policies and procedures
• Monitor active loan accounts and seek solutions to speed up repayment processes
• Ensure loans are in compliance with relevant laws and regulations
• Other duties as assigned

Qualifications:

• Minimum of 3 years of consumer lending experience
• Working knowledge of banking software, including application software and relevant databases
• Ability to build rapport with customers.
• Strong analytical and mathematical skills.
• Computer proficiency and a willingness to learn new software applications

Skills/Abilities:

• Excellent verbal communication skills.
• Excellent math skills.
• Trustworthiness and the ability to act with integrity.
• Thorough understanding of customer service.

Job Type: Full-time; Monday to Friday; 40 hours per week

Physical setting: Professional Office

Work Location: In person

Benefits include:

• 401(k)
• Health insurance
• Dental insurance
• Vision insurance
• Flexible spending account
• Health savings account
• Life insurance
• Paid time off

Pay Range: $25.00 - $30.00 per hour. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience.

FirsTier Bank is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, pregnancy, disability, or any other protected status under applicable law.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.