Consumer Loan Officer

Straits Area Federal Credit Union

Florida

On-site

USD 40,000 - 70,000

Full time

14 days+

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Benefits offered by this job

Competitive pay with opportunities for raises

Substantial 401k contributions

Free individual health insurance

Promotion from within

Active involvement in community events

Job summary

An established industry player is seeking a dedicated Loan Officer to join their team. This entry-level position offers a unique opportunity to build relationships with members, assess their lending needs, and provide tailored solutions. You'll be part of a supportive environment that emphasizes personal and professional growth, with competitive pay and benefits. If you're eager to learn and thrive in a fast-paced setting, this role is perfect for you. Join a community-focused organization that values its employees and encourages advancement from within.

Qualifications

Entry-level position with a focus on member relationship management.
Strong communication and negotiation skills are essential.

Responsibilities

Process loan applications and evaluate member creditworthiness.
Maintain confidentiality and promote loan products effectively.

Skills

Negotiation skills

Excellent written and verbal communication skills

Ability to work under pressure

Strong computer skills

Multitasking many applications simultaneously

Willingness to learn new programs

Willingness to ask difficult questions

Ability to work both in a team and independently

Job description

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Why join Straits Area Federal Credit Union?

Here at SAFCU, we take pride in giving our members the best experience and service available. In order to achieve our goal, we understand that it starts with our employees. For this reason, we have created an atmosphere that allows each employee to reach their highest potential and set them up for success in the future.

Purpose of a Loan Officer

Effectively establish relationships with members, identify their needs and wants, then offer appropriate solutions in a way that exhibits value along with the risks and benefits.

Duties of a Loan Officer

Process loan and/or visa applications by evaluating applicant information and documentation either in person or electronically.
Consult with members about their lending needs to help them achieve their goals while analyzing their creditworthiness.
Evaluate loan applications and documentation, requesting any additional information needed for making a solid loan decision.
Prepare notes regarding the loan application and submit timely and accurate loan applications to the underwriter(s) for review.
Collect closing information needed for the loan closing process.
Help customers by answering questions and responding to requests.
Maintain member confidence by keeping loan information confidential.
Promote loan products and meet monthly loan goals.
Maintain knowledge of lending regulations, the economy, and rates.

Loan Officer Qualifications & Skills

Negotiation skills
Willingness to ask difficult questions
Ability to work under pressure
Multitasking many applications simultaneously
Strong computer skills
Willingness to learn new programs
Excellent written and verbal communication skills
Ability to work both in a team and independently

Certifications

Credit Life and Credit Disability Insurance as well as Financial Counseling. These are not required before hiring and will be provided through the Credit Union.

Benefits of working at Straits Area Federal Credit Union