Consumer Lending Specialist

Gbcijobs; Bozeman (MT); Hybrid; USD 55,000 - 75,000; Full time

Job summary

First Security Bank in Montana seeks a Consumer Lender to interview customers, perform preliminary credit analysis, and recommend loan approvals or declines. You will cross-sell bank products, promote customer satisfaction, and build long-term relationships while ensuring compliance with lending regulations.

You will assist with applications, collect documentation, pull credit reports, and coordinate closings with branches.

Qualifications

• Combination of education and experience equivalent to a bachelor’s degree in business, finance, or related field.
• 6 months prior experience in loans preferably in consumer loans or related field.
• Desire a minimum of 2 years banking experience in related job field.

Responsibilities

• Assist branch employees with consumer loan applications and information collection from potential consumer borrowers.
• Meet with loan customers, provide product information, rates, fees, and terms, and obtain a completed loan application and collect all required loan documentation for a specific loan product.
• Pull credit reports, verifies information, and underwrites the loan request pursuant to bank policies, procedures, and regulations.
• Coordinate loan closings with applicants and branch employees, provide closing instructions, and ensure all loan documentation is received prior to closings.

Skills

Customer service

Communication

Attention to detail

Time management

Problem solving

Education

Bachelor's degree in business, finance, or related field

Tools

DecisionPro

HMDA data entry

MS Word/Excel

Job description

First Security Bank in Montana seeks a Consumer Lender to interview customers, perform preliminary credit analysis, and recommend loan approvals or declines. You will cross-sell bank products, promote customer satisfaction, and build long-term relationships while ensuring compliance with lending regulations.

You will assist with applications, collect documentation, pull credit reports, and coordinate closings with branches.