Consumer Lending & Relationship Manager

First Central State Bank; DeWitt (IA); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

401k Plan

Job summary

Ohnward Bancshares, Inc. seeks a Consumer Lender to develop and service a portfolio of auto and unsecured personal loans. You will grow revenue by expanding customer relationships, approving loans, and offering bank products.

The role involves opening accounts, deposits, and funds transfers while ensuring compliance and credit quality. The ideal candidate has extensive lending experience, strong financial analysis skills, and excellent communication.

Qualifications

• Bachelor’s degree in Finance, Economics or related field.
• Minimum 5 years lending experience and/or training.
• Experience in commercial credit and financial analysis.
• Excellent communication and interpersonal skills.
• Ability to work in a goal oriented environment.

Responsibilities

• Prospect and manage loan portfolio; approve loans within limits.
• Provide financial advice and cross-sell bank products.
• Open/close accounts, fund transfers, and deposits.
• Coordinate with loan collections for delinquent accounts.
• Develop new business and maintain relationships with customers.

Skills

Financial analysis

Lending experience

Communication

Interpersonal skills

Goal oriented

Education

Bachelor's Degree in Finance or Economics

Tools

Banking software

Job description

Ohnward Bancshares, Inc. seeks a Consumer Lender to develop and service a portfolio of auto and unsecured personal loans. You will grow revenue by expanding customer relationships, approving loans, and offering bank products.

The role involves opening accounts, deposits, and funds transfers while ensuring compliance and credit quality. The ideal candidate has extensive lending experience, strong financial analysis skills, and excellent communication.