Consumer Lending Manager

1103 Team Member Services; United States; Remote; USD 55,000 - 103,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

Life Insurance

Paid Time Off from Day One

403-B Retirement Plan

Parental Leave

Job summary

AdventHealth is seeking an experienced lending professional to approve consumer and home equity loan applications and manage a high-volume portfolio within board parameters. You will review credit documents, interview applicants, and explain financing options, including rates and terms, to members with clarity and empathy.

The role emphasizes efficient processing, adherence to policy, and leadership of daily department operations.

Qualifications

• Bachelor's degree in business administration, finance, or management.
• 4+ years of consumer lending experience.
• Strong knowledge of credit union policies and compliance.
• Experience with loan operations and underwriting.

Responsibilities

• Approve loan applications within board parameters.
• Analyze loan documents and interview applicants.
• Explain rates, terms, and products to members.
• Ensure compliant processing and timely disbursement.
• Maintain daily department operations and staff communication.

Skills

Analytical underwriting

Managerial skills

Communication skills

Conflict resolution

Compliance knowledge

Computer skills

Team player

Loan operations knowledge

Education

Bachelor's degree

Job description

Our promise to you:

Joining AdventHealth is about being part of something bigger. It’s about belonging to a community that believes in the wholeness of each person, and serves to uplift others in body, mind and spirit. AdventHealth is a place where you can thrive professionally, and grow spiritually, by Extending the Healing Ministry of Christ. Where you will be valued for who you are and the unique experiences you bring to our purpose-minded team. All while understanding that together we are even better.

All the benefits and perks you need for you and your family:

Benefits from Day One:

• Medical, Dental, Vision Insurance, Life Insurance, Disability Insurance Paid Time Off from Day One 403-B Retirement Plan 4 Weeks 100% Paid Parental Leave Career Development Whole Person Well-being Resources Mental Health Resources and Support Pet Benefits

Schedule: Full time Shift: Day (United States of America) Address: 351 S State Rd 434 City: Altamonte Springs State: Florida Postal Code: 32714

Job Description:

Approves consumer and home equity line of credit loan applications within Board parameters. Reviews and analyzes loan applications and credit documents. Interviews applicants and explains the review process, providing recommendations. Discusses financing aspects like rates, terms, and repayment. Provides information on loan products, services, and insurances. Ensures quick processing of member loan requests and disburses loans per policy guidelines. Manages daily department operations efficiently, fostering a productive environment through effective staff communication. Achieves departmental goals within timelines and sets performance measures to protect the Credit Union's loan portfolio. Assists lending and collection staff with daily tasks and training. Helps establish or revise loan policies, programs, products, and procedures to meet member and organizational goals. Ensures compliance with internal, external, and statutory requirements for loan documents and practices. Manages safe storage and record-keeping of loan files, audits documents, and facilitates corrections. Other duties as assigned.

Knowledge, Skills, and Abilities:

• Ability to organize, balance figures, compute totals, verify calculations, and use analysis skills to assess and arrive at an appropriate and justifiable underwriting decision [Required]
• Managerial skills. Thoroughness, confidentiality, initiative. [Required]
• Effective communication skills, both oral and written, with solid interpersonal skills [Required]
• Conflict resolution, problem identification and resolution skills [Required]
• Knowledgeable of all loan operations processes. Strong knowledge of credit union policies, procedures, and compliance with applicable state and federal laws and regulations. Knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) Compliance and other regulations and laws related to the position. [Required]
• Strong computer skills [Required]
• Ability to pass Credit Union bond check [Required]
• Team player [Required]
• Expertise in consumer loan, credit card program, and mortgage loan operations [Required]

Education:

• Bachelor's [Required]
• Field of Study: in business administration, finance, or management

Work Experience:

• 4+ experience in consumer lending [Required]

Additional Information:

• N/A

Licenses and Certifications:

• N/A

Pay Range: $55,224.00 - $102,731.20

Background Screening Requirement (Florida Law) Certain positions are subject to Florida Level 2 background screening, including fingerprinting, as required by state law. Applicants may review general information about Florida’s background screening requirements at the Florida Care Provider Background Screening Clearinghouse: https://info.flclearinghouse.com/

This facility is an equal opportunity employer and complies with federal, state and local anti-discrimination laws, regulations and ordinances.

Every day, our fellow team members show up to work, unified by one shared mission: Extending the Healing Ministry of Jesus Christ. As a faith-based health care organization, our story is one of hope as we strive to heal and restore the body, mind and spirit. Though our facilities are spread across the country, this unwavering belief binds us together. Across every office, exam and patient room, we’re committed to providing individualized, holistic care. This is our Christian mission, and it inspires us to help make communities healthier and happier.