Consumer Lending Manager

AdventHealth; Florida; On-site; USD 55,000 - 103,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

Life Insurance

Disability Insurance

Paid Time Off

403-B Retirement Plan

4 Weeks Parental Leave

Career Development

Well-being Resources

Mental Health Resources

Pet Benefits

Job summary

AdventHealth in Altamonte Springs, Florida seeks an experienced lending professional to approve consumer and home equity loan applications within board parameters and ensure timely processing. You will interview applicants, discuss rates and terms, and provide recommendations while maintaining compliance.

The role supports daily department operations and loan portfolio protection. Successful candidates will have 4+ years in consumer lending, strong underwriting and communication skills, and a

Qualifications

• 4+ years of consumer lending experience
• Bachelor's degree in business administration, finance, or management
• Knowledge of BSA/AML compliance and lending regulations
• Strong communication (oral and written) and analytical skills

Responsibilities

• Approve consumer and home equity loan applications within policy.
• Explain the review process and provide recommendations to applicants.
• Discuss rates, terms, and repayment options with applicants.
• Ensure timely processing and disbursement of loans per policy guidelines.
• Maintain loan portfolio compliance and record-keeping; support staff with daily tasks.

Skills

Underwriting

Managerial skills

Communication

Conflict resolution

Compliance knowledge

Computer skills

Bond check

Team player

Consumer loan operations

Education

Bachelor's degree

Job description

Our promise to you:

Joining AdventHealth is about being part of something bigger. It’s about belonging to a community that believes in the wholeness of each person, and serves to uplift others in body, mind and spirit. AdventHealth is a place where you can thrive professionally, and grow spiritually, by Extending the Healing Ministry of Christ. Where you will be valued for who you are and the unique experiences you bring to our purpose-minded team. All while understanding that together we are even better.

All the benefits and perks you need for you and your family:

• Benefits from Day One: Medical, Dental, Vision Insurance, Life Insurance, Disability Insurance
• Paid Time Off from Day One
• 403-B Retirement Plan
• 4 Weeks 100% Paid Parental Leave
• Career Development
• Whole Person Well-being Resources
• Mental Health Resources and Support
• Pet Benefits

Schedule:

Full time

Shift:

Day (United States of America)

Address:

351 S State Rd 434

City:

Altamonte Springs

State:

Florida

Postal Code:

32714

Job Description:

Approves consumer and home equity line of credit loan applications within Board parameters. Reviews and analyzes loan applications and credit documents. Interviews applicants and explains the review process, providing recommendations. Discusses financing aspects like rates, terms, and repayment. Provides information on loan products, services, and insurances. Ensures quick processing of member loan requests and disburses loans per policy guidelines. Manages daily department operations efficiently, fostering a productive environment through effective staff communication. Achieves departmental goals within timelines and sets performance measures to protect the Credit Union's loan portfolio. Assists lending and collection staff with daily tasks and training. Helps establish or revise loan policies, programs, products, and procedures to meet member and organizational goals. Ensures compliance with internal, external, and statutory requirements for loan documents and practices. Manages safe storage and record-keeping of loan files, audits documents, and facilitates corrections. Other duties as assigned.

Knowledge, Skills, and Abilities:

• Ability to organize, balance figures, compute totals, verify calculations, and use analysis skills to assess and arrive at an appropriate and justifiable underwriting decision [Required]
• Managerial skills. Thoroughness, confidentiality, initiative. [Required]
• Effective communication skills, both oral and written, with solid interpersonal skills [Required]
• Conflict resolution, problem identification and resolution skills [Required]
• Knowledgeable of all loan operations processes. Strong knowledge of credit union policies, procedures, and compliance with applicable state and federal laws and regulations. Knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) Compliance and other regulations and laws related to the position. [Required]
• Strong computer skills [Required]
• Ability to pass Credit Union bond check [Required]
• Team player [Required]
• Expertise in consumer loan, credit card program, and mortgage loan operations [Required]

Education:

• Bachelor's [Required]

Field of Study:

• in business administration, finance, or management

Work Experience:

• 4+ experience in consumer lending [Required]

Additional Information:

• N/A

Licenses and Certifications:

• N/A

Physical Requirements:

(Please click the link below to view work requirements)

Physical Requirements - https://tinyurl.com/23km2677

Pay Range:

$55,224.00 - $102,731.20

Background Screening Requirement (Florida Law)

Certain positions are subject to Florida Level 2 background screening, including fingerprinting, as required by state law.

Applicants may review general information about Florida’s background screening requirements at the Florida Care Provider Background Screening Clearinghouse:

https://info.flclearinghouse.com/

This facility is an equal opportunity employer and complies with federal, state and local anti-discrimination laws, regulations and ordinances.