Consumer Lender – Loans & Relationship Builder

First Western Bank & Trust; Crosslake (MN); On-site; USD 46,000 - 77,000; Full time

Job summary

First Western Bank & Trust in Crosslake, MN seeks a full-time Consumer Lender to manage a portfolio of consumer loans, HELOCs, and related products.

You will evaluate credit, negotiate terms, coordinate closings, and advise clients on financing options while upholding bank policies.

The role includes developing new business, maintaining relationships, and contributing to the bank's lending team in a community bank setting.

Qualifications

• Bachelor’s degree in Finance, Business, or Economics or equivalent work experience.
• Prior experience in consumer lending with knowledge of in-house consumer mortgage, construction, and real estate loan procedures preferred.
• Other banking related experience helpful.

Responsibilities

• Solicit, evaluate, underwriting, approving or recommending approval consumer loans and related products.
• Develop new business and service an existing loan portfolio while cross-selling bank services.
• Advise clients on financing options and communicate terms clearly to ensure proper understanding.

Skills

Relationship building

Communication

Customer focus

Negotiation

Time management

Education

Bachelor’s degree in Finance, Business, or Economics or equivalent work experience

Tools

Microsoft Office

Job description

First Western Bank & Trust in Crosslake, MN seeks a full-time Consumer Lender to manage a portfolio of consumer loans, HELOCs, and related products.

You will evaluate credit, negotiate terms, coordinate closings, and advise clients on financing options while upholding bank policies.

The role includes developing new business, maintaining relationships, and contributing to the bank's lending team in a community bank setting.