Construction Senior/Executive Underwriter

The Hartford; United States; Hybrid; USD 99,000 - 185,000; Full time

Job summary

The Hartford is seeking an experienced Middle & Large Business Construction Underwriter to lead underwriting for complex construction accounts and collaborate with agents, brokers, and internal stakeholders to deliver sustainable, profitable solutions.

You will drive underwriting strategy for loss‑sensitive programs, manage renewal planning, and pursue cross‑sell opportunities, with a hybrid work model and travel to neighboring states.

Qualifications

• Experience underwriting complex construction casualty risks.
• Strong analytical and risk assessment skills.
• Customer-focused and collaborative approach.

Responsibilities

• Lead underwriting and pricing strategy for complex construction risks.
• Manage account stewardship, renewal planning and retention.
• Evaluate loss history, risk controls and insured financials.
• Drive strategic planning and operational excellence across portfolio.
• Identify cross-sell opportunities across casualty lines.

Skills

Underwriting

Analytical thinking

Communication

Education

3+ years construction casualty underwriting

Tools

Partnership building

Job description

Executive Underwriter - UW07CD Senior Underwriter - UW08CA

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. At The Hartford, we help people achieve amazing things by protecting what matters most. As a Construction Underwriter, you’ll be at the heart of that mission—joining a team known across the industry for delivering tailored solutions for complex construction risks, including programs with loss sensitive and alternative risk financing structures.

What You’ll Do

As a Middle & Large Business Construction Underwriter, you’ll lead the sales and underwriting process for complex construction accounts. You'll partner closely with agents, brokers, and internal stakeholders to deliver sustainable, profitable solutions.

• Leading underwriting and pricing strategy for complex construction risks, including loss‑sensitive and structured programs
• Managing account stewardship, renewal planning, and retention strategies
• Evaluating loss experience, risk controls, and insured financials to support loss‑sensitive decision‑making
• Driving strategic planning and operational excellence across your portfolio
• Identifying cross‑sell and up‑sell opportunities across casualty and related lines
• Collaborating with a high‑performing, results‑oriented team in a shared‑success culture

What Sets This Role Apart

• Exposure to loss‑sensitive construction programs and complex risk structures
• A seat at the table with underwriting, product, actuarial, and sales leadership
• A culture that values innovation over tradition
• Career growth aligned to your goals—technical leadership or people leadership
• A collaborative, inclusive environment where your expertise and perspective matter

We’ll Be a Good Match If You Have:

• Experience underwriting complex construction casualty risks, including or adjacent to loss‑sensitive programs
• Strong analytical and critical‑thinking skills, particularly when evaluating loss history and risk characteristics
• Financial acumen and sound underwriting judgment
• A customer‑first mindset with a collaborative, relationship‑driven approach
• Ownership mentality with consistent follow‑through
• Adaptability in a dynamic, evolving marketplace
• A desire to learn and grow within Middle & Large Business underwriting

Qualifications

• 3+ years of construction casualty underwriting experience preferred
• Prior commercial construction carrier underwriting experience required
• Proven success building internal and external partnerships
• Excellent communication, negotiation, and presentation skills
• Strong organizational, analytical, and decision‑making abilities
• High‑energy, entrepreneurial mindset with resilience

Travel: 25%-30% to neighboring states Valid driver’s license (company pool car may be provided)

Note: Final position title and level will be determined based on the selected candidate’s qualifications.

Work Arrangement

This role offers a Hybrid work arrangement: Candidates are expected to work at our Hartford office Tuesday through Thursday if they are not in-market.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long‑term incentives, and on-the-spot recognition.

The annualized base pay range for this role is: $98,800 - $184,800

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

Every day, a day to do right. Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.