Financial Institutions Underwriter

The Hartford; New York (NY); Hybrid; USD 102,000 - 193,000; Full time

Job summary

The Hartford is seeking a Financial Institutions Underwriter for the New York Region to drive profitable growth through broker partnerships and strategic territory management.

You will apply underwriting expertise to analyze financial institutions, structure deals, and clearly communicate coverage to brokers and clients while collaborating across teams to optimize portfolio performance. This is a hybrid role based in New York, NY, with three days in the office.

Qualifications

• 5+ years of Financial Institutions Management Liability and Professional Liability underwriting experience.
• Proven ability to build strong broker, client, and internal business relationships.
• Excellent communication, analytical, negotiation, and decision-making skills.
• Results-oriented self-starter with strong organizational skills, technical expertise, and an entrepreneurial mindset.

Responsibilities

• Execute territory strategy and develop broker partnerships that drive profitable growth.
• Build and maintain strong relationships with brokers, clients, and internal business partners.
• Develop and manage a targeted pipeline of new business opportunities.
• Leverage market intelligence and competitive insights to expand market presence and win business.
• Analyze, select, and structure Financial Institutions risks consistent with underwriting appetite and profitability goals.
• Evaluate financial, operational, and loss information to identify exposures and underwriting concerns.
• Communicate coverage, deal structure, and risk selection recommendations to brokers.
• Maintain expertise in policy forms, endorsements, exclusions, and coverage language.

Skills

Relationship development

Negotiation

Analytical skills

Communication

Job description

Executive Underwriter - UW07ED Senior Underwriter - UW08EA We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Financial Institutions Underwriter - New York Region

As a member of The Hartford’s Financial Lines organization, the Financial Institutions Underwriter is responsible for underwriting and generating new business within the Financial Institutions segment. Reporting to the Managing Director of the Diversified/Financial Services Team, this role serves public and large private financial institutions, including Asset Managers, Private Equity/Venture Capital firms, Insurance Companies, REITs, and Banks. Products include Primary and Excess D&O, E&O, Fiduciary, and EPL coverages.

Territory Management & Relationship Development

• Execute territory strategy and develop broker partnerships that drive profitable growth.
• Build and maintain strong relationships with brokers, clients, and internal business partners.
• Develop and manage a targeted pipeline of new business opportunities.
• Leverage market intelligence and competitive insights to expand market presence and win business.

Sales Excellence

• Apply a consultative sales approach to uncover client needs and business opportunities.
• Effectively communicate The Hartford’s value proposition, products, and underwriting expertise.
• Prepare thoroughly for broker and client meetings to advance business objectives.
• Serve as a trusted advisor and negotiate solutions that support growth and profitability.

Underwriting & Technical Expertise

• Analyze, select, and structure Financial Institutions risks consistent with underwriting appetite and profitability goals.
• Evaluate financial, operational, and loss information to identify exposures and underwriting concerns.
• Communicate coverage, deal structure, and risk selection recommendations to brokers.
• Maintain expertise in policy forms, endorsements, exclusions, and coverage language.

Key Success Measures

• Profitable premium growth and portfolio performance.
• New business generation and pipeline conversion.
• Expansion of broker relationships and market presence.
• Disciplined underwriting execution and risk selection.

Qualifications

5+ years of Financial Institutions Management Liability and Professional Liability underwriting experience. Proven ability to build strong broker, client, and internal business relationships. Excellent communication, analytical, negotiation, and decision-making skills. Results-oriented self-starter with strong organizational skills, technical expertise, and an entrepreneurial mindset. The job title and level for this position will be determined based on the selected candidate’s qualifications and experience.

Location

Hybrid role based in New York, NY, with an expectation of working in the office three days per week.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.

The annualized base pay range for this role is: $102,000 - $193,200.

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

Every day, a day to do right. Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.