P&C Construction Casualty Executive Underwriter

The Hartford; Brea (CA); Hybrid; USD 100,000 - 186,000; Full time

Job summary

The Hartford in California is seeking a Senior Underwriter to lead underwriting and pricing for complex construction risks within Middle & Large Business. You will partner with agents, brokers, and internal stakeholders to deliver profitable solutions and strategic plans.

This hybrid role involves collaboration across underwriting, product, actuarial, and sales leadership with strong focus on growth, risk assessment, and client relationships.

Qualifications

• 5+ years of construction casualty underwriting experience preferred.
• Prior commercial construction carrier underwriting experience required.

Responsibilities

• Leading underwriting and pricing strategy for complex construction risks, including loss-sensitive and structured programs.
• Managing account stewardship, renewal planning, and retention strategies.
• Evaluating loss experience, risk controls, and insured financials to support loss-sensitive decision-making.
• Driving strategic planning and operational excellence across your portfolio.
• Identifying cross-sell and up-sell opportunities across casualty and related lines.
• Collaborating with a high-performing, results-oriented team in a shared-success culture.

Skills

Underwriting complex construction

Analytical thinking

Financial acumen

Customer-focused

Ownership mindset

Adaptability

Learning mindset

Job description

Executive Underwriter - UW07CD Senior Underwriter - UW08CA

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. As a Middle & Large Business Construction Underwriter, you’ll lead the sales and underwriting process for complex construction accounts. You'll partner closely with agents, brokers, and internal stakeholders to deliver sustainable, profitable solutions.

Your role will include:

• Leading underwriting and pricing strategy for complex construction risks, including loss‑sensitive and structured programs
• Managing account stewardship, renewal planning, and retention strategies
• Evaluating loss experience, risk controls, and insured financials to support loss‑sensitive decision‑making
• Driving strategic planning and operational excellence across your portfolio
• Identifying cross‑sell and up‑sell opportunities across casualty and related lines
• Collaborating with a high‑performing, results‑oriented team in a shared‑success culture

What Sets This Role Apart

• Exposure to loss‑sensitive construction programs and complex risk structures
• A seat at the table with underwriting, product, actuarial, and sales leadership
• A culture that values innovation over tradition
• Career growth aligned to your goals—technical leadership or people leadership
• A collaborative, inclusive environment where your expertise and perspective matter

We’ll Be a Good Match If You Have:

• Experience underwriting complex construction casualty risks, including or adjacent to loss‑sensitive programs
• Strong analytical and critical‑thinking skills, particularly when evaluating loss history and risk characteristics
• Financial acumen and sound underwriting judgment
• A customer‑first mindset with a collaborative, relationship‑driven approach
• Ownership mentality with consistent follow‑through
• Adaptability in a dynamic, evolving marketplace
• A desire to learn and grow within Middle & Large Business underwriting

Qualifications

• 5+ years of construction casualty underwriting experience preferred
• Prior commercial construction carrier underwriting experience required
• Proven success building internal and external partnerships
• Excellent communication, negotiation, and presentation skills
• Strong organizational, analytical, and decision‑making abilities
• High‑energy, entrepreneurial mindset with resilience

Travel: 25%-30% to neighboring states

Valid driver’s license (company pool car may be provided Note: Final position title and level will be determined based on the selected candidate’s qualifications. This role will have a Hybrid work schedule, with the expectation of working in an office (Add locations) 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $99,600 - $186,000 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Our Culture | What It’s Like to Work Here | Perks & Benefits Every day, a day to do right. Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.

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