Construction Casualty Underwriter

Hartford Fire Ins. Co; Houston (TX); Hybrid; USD 100,000 - 186,000; Full time

Job summary

The Hartford in Houston, TX (hybrid) seeks an experienced Middle & Large Business Construction Underwriter. Lead underwriting and pricing for complex construction casualty risks, collaborate with agents, brokers, and internal teams to deliver profitable solutions.

This role offers a path to leadership and the opportunity to shape risk strategy across casualty lines, with a base pay range of $99,600 to $186,000 and a comprehensive total compensation package.

Qualifications

• 3+ years of commercial construction casualty underwriting experience.
• Strong analytical and critical-thinking skills, especially evaluating loss history and risk characteristics.
• Financial acumen and sound underwriting judgment.
• Customer-first mindset with a collaborative approach.
• Ownership mentality with follow-through and adaptability in a dynamic market.
• Willingness to conduct in-person sales calls throughout the metro area.
• Valid driver’s license (company pool car may be provided).

Responsibilities

• Lead underwriting and pricing strategy for complex guaranteed cost construction risks.
• Manage account stewardship, renewal planning, and retention strategies.
• Drive strategic planning and operational excellence across the portfolio.
• Identify cross-sell and up-sell opportunities across casualty and related lines.
• Collaborate with agents, brokers, and internal stakeholders in a high-performing team.

Skills

Construction underwriting

Analytical thinking

Communication skills

Sales calls

Driver's license

Stakeholder collaboration

Underwriting

Job description

Executive Underwriter - UW07CD / Senior Underwriter - UW08CA

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. At The Hartford, we help people achieve amazing things by protecting what matters most.

What You’ll Do

As a Middle & Large Business Construction Underwriter, you’ll lead the sales and underwriting process for complex construction accounts. You'll partner closely with agents, brokers, and internal stakeholders to deliver sustainable, profitable solutions. Your role will include:

• Leading underwriting and pricing strategy for complex guaranteed cost construction risks.
• Managing account stewardship, renewal planning, and retention strategies
• Driving strategic planning and operational excellence across your portfolio
• Identifying cross‑sell and up‑sell opportunities across casualty and related lines
• Collaborating with a high‑performing, results‑oriented team in a shared‑success culture

What Sets This Role Apart

• A seat at the table with underwriting, product, and sales leadership
• A culture that values innovation over tradition
• Career growth aligned to your goals—technical leadership or people leadership
• A collaborative, inclusive environment where your expertise and perspective matter

We’ll Be a Good Match If You Have:

• Experience underwriting complex construction casualty risks.
• Strong analytical and critical‑thinking skills, particularly when evaluating loss history and risk characteristics.
• Financial acumen and sound underwriting judgment.
• A customer‑first mindset with a collaborative, relationship‑driven approach.
• Ownership mentality with consistent follow‑through.
• Adaptability in a dynamic, evolving marketplace.
• A desire to learn and grow within Middle & Large Business underwriting.

Qualifications

• 3+ years prior commercial construction casualty underwriting experience
• Proven success building strong internal and external partnerships
• Excellent communication, negotiation, and presentation skills
• Strong organizational, analytical, and decision‑making abilities
• High‑energy, entrepreneurial mindset with resilience
• Ability to conduct in-person sales calls throughout the metro area
• Valid driver’s license (company pool car may be provided)

***Final position title and level will be determined based on the selected candidate’s qualifications***

Location

This role will have a Hybrid work schedule, with the expectation of working in the Houston, TX or Frisco, TX office 3 days a week.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short‑term or annual bonuses, long‑term incentives, and on‑the‑spot recognition. The annualized base pay range for this role is: $99,600 - $186,000. The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age