Construction Loan Portfolio Specialist

TD; Oregon; Hybride; USD 35 000 - 53 000; Plein temps

Résumé du poste

TD Bank in Charlotte, NC is seeking a Construction Loan Administrator responsible for administering and monitoring a construction loan portfolio from pre-closing through project completion. You will ensure compliance with loan documentation and credit standards to mitigate risk during construction.

The role requires a Bachelor's degree or equivalent and 1+ year of related experience in construction administration or commercial real estate lending.

Qualifications

• Bachelor's degree (in Business or equivalent) or work experience equivalent to a bachelor's degree preferred
• 1+ years related experience required, preferably in Construction Administration or Commercial /Real Estate Lending or Credit Management

Responsabilités

• Is responsible for the management and overall administration of a portfolio of commercial construction loans from the pre‑closing phase through project completion
• Serves as a resource to the Line of Business, Credit Risk Officers, and Credit Management regarding TD Construction Loan Credit Standards, policies, and procedures; provides high‑quality internal and external customer service and support with the ability to handle large, complex, and high‑profile projects; assists with inquiries, research, and problem resolution for the Line of Business and the customer
• Works closely with the Line of Business, Borrower, and CLS team during the pre‑closing process; reviews all construction documentation for conformity to TD Credit standards for construction loans; contributes to establishing a detailed project budget and balanced sources and uses; interprets complex credit policies, legal and title requirements, and regulatory guidelines to ensure loan documents meet applicable standards from preparation through execution; reviews and approves all closing disbursements
• Analyzes requests for funding against established budgets, sources, and uses, and identifies any exceptions; reviews all advance‑request documentation in detail against approved controls, including AIA documents, inspection reports, lien waivers, and soft‑cost invoices; makes recommendations for funding or holdbacks based on project knowledge and TD Bank construction policies
• Maintains a balance between project costs and funding sources, ensuring the Bank's risk is mitigated
• Reviews inspection reports for accuracy and completeness; follows up with external engineers and the TD Bank Engineering Department to make recommendations and resolve any issues or exceptions noted; keeps the Line of Business informed of project status and emerging issues
• Maintains internal record‑keeping of loan disbursements and project progress through input to TD Bank's construction monitoring system; ensures the accuracy and maintenance of customer records and files; coordinates processing of advances and repayments for the project
• Develops an understanding of commercial products and services; ensures adherence to Company guidelines, policies, and procedures related to construction loans; maintains a general knowledge of the construction‑lending industry and a detailed understanding of relevant regulations and guidelines

Connaissances

Construction loan administration

Formation

Bachelor's degree in Business or equivalent

Description du poste

TD Bank in Charlotte, NC is seeking a Construction Loan Administrator responsible for administering and monitoring a construction loan portfolio from pre-closing through project completion. You will ensure compliance with loan documentation and credit standards to mitigate risk during construction.

The role requires a Bachelor's degree or equivalent and 1+ year of related experience in construction administration or commercial real estate lending.