Construction Loan Manager: Lead Portfolio & Draw Oversight

First Farmers and Merchants Bank; Columbia (TN); On-site; USD 85,000 - 115,000; Full time

Job summary

First Farmers and Merchants Bank in Columbia, TN, seeks a Construction Loan Manager to oversee the bank’s construction and development loan portfolio. You will be responsible for underwriting oversight, project monitoring, and ensuring regulatory compliance while maintaining strong borrower relationships.

The role emphasizes managing loan draws, coordinating with credit analysts, and ensuring adherence to internal standards. Prior experience in construction lending and leadership are essential.

Qualifications

• Five to eight years of similar or related experience.
• Bachelor’s degree or industry-equivalent certifications.
• Strong knowledge of construction lending and credit risk.

Responsibilities

• Manage and oversee construction and development loan portfolio.
• Supervise construction draws, inspections, and disbursements.
• Provide guidance to credit analysts on underwriting and feasibility.
• Meet with lending staff and borrowers to set upfront expectations and requirements.
• Monitor loan performance and identify emerging risks.
• Ensure regulatory compliance and adherence to internal policies.
• Assist in other Credit Administration tasks as needed.

Skills

Construction lending

Underwriting

Portfolio management

Regulatory knowledge

Communication skills

Leadership

Education

Bachelor's degree or equivalent certifications

Job description

First Farmers and Merchants Bank in Columbia, TN, seeks a Construction Loan Manager to oversee the bank’s construction and development loan portfolio. You will be responsible for underwriting oversight, project monitoring, and ensuring regulatory compliance while maintaining strong borrower relationships.

The role emphasizes managing loan draws, coordinating with credit analysts, and ensuring adherence to internal standards. Prior experience in construction lending and leadership are essential.