Construction Financing Analyst – Commercial Lending

Fnbo---First-National-Bank-of-Omaha-1; Kansas City (MO); Hybrid; USD 51,000 - 84,000; Full time

Benefits offered by this job

Medical Insurance

401k Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Employee Banking

Tuition Assistance

Job summary

FNBO is seeking a Construction Analyst to oversee commercial construction loans, verify progress, and validate collateral at critical stages. The role focuses on risk analysis, on-site inspections, and accurate documentation for disbursement decisions.

Ideal candidates have 2+ years in commercial banking or real estate administration, strong communication, and meticulous organizational skills. Hybrid work with a mix of in-person and remote collaboration is offered.

Qualifications

• 2+ years of experience in commercial banking, loan servicing or real estate administration.
• Superior verbal and written communications skills.
• Maintain high degree of confidentiality and integrity.
• Ability to communicate effectively and professionally.
• Excellent follow through and time management skills.
• Strong attention to details.
• Excellent organizational skills.
• Proficient with PC, web, and Microsoft Office applications.

Responsibilities

• Portfolio Oversight: Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates, loan maturity dates, and reporting deadlines.
• Analyze risk exposure by reviewing contracts, permits, change orders, insurance, and title requirements.
• Progress verification through on-site inspections and construction consultants.
• Budget tracking to flag variances, overruns, and reserve depletion.
• Compliance management: validate documentation, permits, lien waivers, and budget reconciliations before disbursement.
• Draw file maintenance: generate audit-ready draw packages with inspections and monitoring records.
• Portfolio reporting: prepare periodic reports for credit leadership with pipeline status and risk flags.

Skills

Commercial banking experience

Loan servicing

Real estate administration

Verbal communication

Written communication

Confidentiality

Time management

Attention to detail

Organizational skills

Problem solving

Tools

Microsoft Office

Job description

FNBO is seeking a Construction Analyst to oversee commercial construction loans, verify progress, and validate collateral at critical stages. The role focuses on risk analysis, on-site inspections, and accurate documentation for disbursement decisions.

Ideal candidates have 2+ years in commercial banking or real estate administration, strong communication, and meticulous organizational skills. Hybrid work with a mix of in-person and remote collaboration is offered.