Complex Liability Adjuster – Litigated CGL & BOP Claims

Berkshire Hathaway GUARD Insurance Companies; Chicago (IL); Hybrid; USD 70,000 - 115,000; Full time

Benefits offered by this job

Hybrid schedule: 2 days remote / 3 in‑

Predictable hours (no nights, weekends

Competitive pay + generous PTO

Medical, dental & vision starting day1

401(k), tuition reimbursement & Longet

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking a Complex Liability Adjuster to manage CGL and BOP claims from initial investigation through resolution. This role emphasizes litigated and in-suit files, involving tow yards, auto-related operations, and other general liability exposures.

Hybrid schedule with 2 days remote / 3 in‑office, competitive pay, and comprehensive benefits; the role offers growth opportunities within a nationwide insurer backed by Berkshire Hathaway.

Qualifications

• Minimum 10 years of insurance industry experience, including hands-on Commercial General Liability (CGL) claims handling.
• 5+ years of experience managing litigated and in-suit CGL and BOP claims.
• Experience handling complex liability exposures, including tow yards, vehicle storage facilities, automotive-related, transportation, or premises liability claims preferred.
• Strong understanding of litigation management, claim valuation, and negotiation strategies.
• Experience analyzing coverage issues and applying policy language to liability claims.
• Proven ability to work effectively with defense counsel and manage claims through the litigation lifecycle.
• Strong written and verbal communication skills.
• Ability to manage multiple complex claims and competing priorities.
• Experience using claims management systems and standard business applications.
• JD preferred, or bachelor’s degree with significant experience handling litigated liability claims.
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Responsibilities

• Manage litigated and in-suit claims, partnering with defense counsel, experts and vendors throughout the litigation process.
• Review policy language and determine coverage, liability, damages, and litigation strategy.
• Develop and execute claim resolution plans that support timely and cost‑effective outcomes.
• Negotiate settlements with claimants, attorneys, and other involved parties.
• Maintain accurate claim documentation in accordance with company and regulatory requirements.
• Communicate with insureds, claimants, attorneys, vendors, and internal stakeholders.

Skills

Litigation management

Claims handling

Negotiation

Communication

Multi-tasking

Education

JD preferred

Bachelor's degree with litigated liability experience

Tools

Claims management systems

Policy language analysis

Job description

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Overview

Good Things Start Here. Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

Berkshire Hathaway GUARD Insurance Companies is seeking a Complex Liability Adjuster to handle Commercial General Liability (CGL) and Business Owners Policy (BOP) claims from initial investigation through resolution. This role focuses on litigated and in‑suit files, including complex liability exposures involving tow yards, automotive‑related operations, and other general liability risks.

What You’ll Do

• Manage litigated and in-suit claims, partnering with defense counsel, experts and vendors throughout the litigation process
• Review policy language and determine coverage, liability, damages, and litigation strategy
• Develop and execute claim resolution plans that support timely and cost‑effective outcomes
• Negotiate settlements with claimants, attorneys, and other involved parties
• Maintain accurate claim documentation in accordance with company and regulatory requirements
• Communicate with insureds, claimants, attorneys, vendors, and internal stakeholders

Qualifications

• Minimum 10 years of insurance industry experience, including hands‑on Commercial General Liability (CGL) claims handling
• 5+ years of experience managing litigated and in‑suit CGL and BOP claims
• Experience handling complex liability exposures, including tow yards, vehicle storage facilities, automotive‑related, transportation, or premises liability claims preferred
• Strong understanding of litigation management, claim valuation, and negotiation strategies
• Experience analyzing coverage issues and applying policy language to liability claims
• Proven ability to work effectively with defense counsel and manage claims through the litigation lifecycle
• Strong written and verbal communication skills
• Ability to manage multiple complex claims and competing priorities
• Experience using claims management systems and standard business applications
• JD preferred, or bachelor’s degree with significant experience handling litigated liability claims
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements

Salary

$70,000 - $115,000. In accordance with applicable pay transparency laws, this range represents a good‑faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

Locations

This role may be based out of any of our office locations, including: New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; and Scottsdale, AZ.