Community Reinvestment Analyst II

First United Bank; Plano (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

First United Bank seeks a Community Reinvestment Analyst II to lead CRA investments data collection, qualification, and regulatory reporting, ensuring alignment with regulatory expectations and corporate values.

The role mentors junior staff, serves as SME on CRA and Fair Banking matters, analyzes trends to identify gaps, and collaborates with senior management to communicate performance and risk, with occasional travel.

Qualifications

• Bachelor’s degree in Business, Finance, Public Policy, or related field (or equivalent experience).
• Minimum of 3 years of experience in CRA compliance, community development, or regulatory reporting.
• Strong analytical and data interpretation skills.

Responsibilities

• Lead the collection, qualification, and documentation of CRA investments and community development loans.
• Prepare and maintain CRA and Fair Lending performance context documentation.
• Advise on CRA and Fair Banking matters to internal stakeholders.
• Develop and deliver CRA training sessions to internal teams.

Skills

CRA compliance

Data analysis

Regulatory reporting

Stakeholder engagement

Leadership

Education

Bachelor’s degree in Business, Finance, Public Policy, or related field

Minimum of 3 years CRA experience

Tools

RATA Comply

Microsoft Office Suite

Jack Henry

Job description

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.

Position Job Title: Community Reinvestment Analyst II

Job Description

The Community Reinvestments Analyst II plays a critical role in advancing the Bank’s Community Reinvestment Act (CRA) and Fair Banking compliance programs. This position is responsible for leading data analysis, regulatory reporting, and strategic initiatives that demonstrate the Bank’s commitment to community development. The Analyst serves as a subject matter expert (SME), providing guidance to internal stakeholders, mentoring junior staff, and ensuring the Bank’s CRA performance aligns with regulatory expectations and corporate values.

MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)

Regulatory Compliance & Reporting

Lead the collection, qualification, and documentation of CRA investments, services, and community development loans and other reporting critical for preparation for the CRA exam. Prepare and maintain CRA and Fair Lending performance context documentation. Conduct CRA and Fair Lending assessments, mapping, and reviews. Manage list of Branches, Loan Production Offices, and Deposit Production Offices in CRA-related systems such as RATA Comply, tracking openings, closings, and relocations. Conduct Branching Assessments for openings, closings, and relocations.

Strategic Analysis & Advisory

Analyze trends and identify gaps in CRA performance; recommend corrective actions to business units and market leaders. Serve as an internal advisor on CRA and Fair Banking matters, offering guidance on regulatory changes and best practices. Assist in project management of regulatory change initiatives impacting CRA and Fair Banking programs.

Training & Mentorship

Provide mentorship and technical guidance to CRA staff and Spend Life Wisely Ambassadors. Develop and deliver CRA and Fair Banking training sessions to internal teams.

Stakeholder Engagement

Collaborate with senior management to communicate CRA performance and strategic priorities. Establish effective relationships with business units to ensure alignment with CRA goals and mitigate compliance risks.

Audit & Examination Support

Support internal and external audits and regulatory examinations related to CRA and Fair Banking. Maintain up-to-date procedures and documentation to ensure audit readiness.

Additional Duties and Responsibilities

Adherence to all First United Policies and Procedures Complete all required compliance exams on an annual basis Willingness to travel occasionally for training or community engagement Performs other duties as requested by CRA Officer or Management.

EMPLOYEE SPECIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Required Education and Work Experience

Bachelor’s degree in Business, Finance, Public Policy, or related field (or equivalent experience) Minimum of 3 years of experience in CRA compliance, community development, or regulatory reporting.

Technical Skills

Proficiency in CRA software (e.g., RATA Comply) and Microsoft Office Suite. Strong analytical and data interpretation skills. Familiarity with Jack Henry or other financial systems is a plus.

Core Competencies

Deep understanding of CRA and Fair Lending regulations. Strong written and verbal communication skills, including detail in preparing reports, correspondence, and community engagement materials. Ability to manage multiple priorities in a fast-paced environment. Demonstrated leadership, judgment, and problem-solving abilities while effectively managing multiple priorities and complex issues in fast-paced environment. Self-motivated and collaborative team player. Adherence to timelines and schedules with ability to prioritize tasks.

PLEASE NOTE

This job description outlines the primary responsibilities and qualifications for the position but is not intended to be all-inclusive. The employee may be assigned additional duties as necessary to support departmental objectives and ongoing needs of the organization.

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All Locations:Durant-Corporate, Plano-Parkwood

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at [e-mail] for assistance.

First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

First United Bank is a family-friendly organization with strong ties to the communities we serve.

We practice honesty, integrity, and exceptional customer service as we strive to be the best place, to bank, work and invest.

We are committed to providing excellent career opportunities and a wide array of benefits for our staff.

And, in recognition of First United's commitment to being a premier employer, we've been honored by OKCBiz Magazine as a "Best Places to Work" organization.

As one of only 30 organizations and companies to receive this prestigious designation, we’re very proud of our accomplishment!

The key to First United's success is, and always will be, our exceptional people.

Our employees share a desire to provide the best possible service to our customers and they work creatively, set high standards for themselves, and stick to them.

We look forward to meeting you and wish you the best in your career!