Community Reinvestment Analyst II

Jobtailor; Durant (OK); On-site; USD 80,000 - 110,000; Full time

Job summary

Jobtailor in Durant, OK seeks a CRA Compliance Lead to oversee investments, reporting, and regulatory examinations. You will mentor staff, develop training, and collaborate with senior management to align CRA goals with risk controls.

This role requires a Bachelor’s in business/finance/public policy, 3+ years CRA/regulatory experience, proficiency in CRA software and MS Office, and willingness to travel for training and community engagement.

Qualifications

• Bachelor’s degree in Business, Finance, Public Policy, or related field (or equivalent experience).
• Minimum of 3 years of experience in CRA compliance, community development, or regulatory reporting.
• Proficiency in CRA software and Microsoft Office Suite.
• Strong analytical and data interpretation skills.
• Familiarity with Jack Henry or other financial systems is a plus.
• Deep understanding of CRA and Fair Lending regulations.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Travel occasionally for training or community engagement.
• Ability to complete required annual compliance exams.
• Adhere to First United policies and procedures.

Responsibilities

• Lead collection, qualification, and documentation of CRA investments, services, and related reporting.
• Prepare and maintain CRA and Fair Lending performance context documentation.
• Conduct CRA and Fair Lending assessments, mapping, and reviews.
• Manage branches and loan/deposit offices in CRA-related systems including openings, closings, relocations.
• Conduct branching assessments for openings, closings, and relocations.
• Analyze CRA performance trends, identify gaps, and recommend corrective actions.
• Advise internal stakeholders on CRA and Fair Banking matters and regulatory changes.
• Assist with project management of regulatory change initiatives.
• Mentor CRA staff and Spend Life Wisely Ambassadors.
• Develop and deliver CRA and Fair Banking training sessions.
• Collaborate with senior management to communicate CRA performance and priorities.
• Build relationships with business units to align with CRA goals and mitigate risks.
• Support internal and external audits and regulatory examinations.
• Maintain current procedures and documentation for audit readiness.
• Perform other duties as requested by the CRA Officer or management.

Skills

CRA compliance

Regulatory reporting

Data interpretation

Project management

Training delivery

Leadership

Communication

Travel willingness

Audit readiness

Education

Bachelor’s degree in Business, Finance, Public Policy, or related field

Tools

RATA Comply

Microsoft Office

Jack Henry

Job description

• Lead collection, qualification, and documentation of CRA investments, services, community development loans, and other CRA examination reporting
• Prepare and maintain CRA and Fair Lending performance context documentation
• Conduct CRA and Fair Lending assessments, mapping, and reviews
• Manage branches, loan production offices, and deposit production offices in CRA-related systems, including tracking openings, closings, and relocations
• Conduct branching assessments for openings, closings, and relocations
• Analyze CRA performance trends, identify gaps, and recommend corrective actions
• Advise internal stakeholders on CRA and Fair Banking matters, regulatory changes, and best practices
• Assist with project management of regulatory change initiatives
• Mentor CRA staff and Spend Life Wisely Ambassadors
• Develop and deliver CRA and Fair Banking training sessions
• Collaborate with senior management to communicate CRA performance and strategic priorities
• Build relationships with business units to align with CRA goals and mitigate compliance risks
• Support internal and external audits and regulatory examinations
• Maintain current procedures and documentation for audit readiness
• Perform other duties as requested by the CRA Officer or management

Requirements

• Bachelor’s degree in Business, Finance, Public Policy, or related field (or equivalent experience)
• Minimum of 3 years of experience in CRA compliance, community development, or regulatory reporting
• Proficiency in CRA software (e.g., RATA Comply) and Microsoft Office Suite
• Strong analytical and data interpretation skills
• Familiarity with Jack Henry or other financial systems is a plus
• Deep understanding of CRA and Fair Lending regulations
• Strong written and verbal communication skills
• Ability to manage multiple priorities in a fast-paced environment
• Demonstrated leadership, judgment, and problem-solving abilities
• Self-motivated and collaborative team player
• Ability to adhere to timelines and schedules and prioritize tasks
• Willingness to travel occasionally for training or community engagement
• Ability to complete required annual compliance exams
• Ability to adhere to all First United policies and procedures

Core Competencies

Demonstrates expertise in CRA compliance and Fair Lending regulations, with strong analytical skills to assess performance trends and recommend corrective actions. Proven ability to manage projects, mentor staff, and deliver training while maintaining audit readiness and compliance with regulatory standards.