Commercial Underwriter — Hybrid Work & Growth

Michigan Millers; Town of Middleton (WI); Hybrid; USD 63,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental & Vision

Life insurance

HSA/FSA

401(k) Plan with match

Time Off

Parental Leave

Bonus opportunities

Tuition assistance

Wellness program

Onsite fitness facility

Job summary

Michigan Millers Mutual Insurance Company in the United States seeks an Underwriter to join Specialty Insurance Solutions. You will develop and manage a book of commercial lines through assigned agencies, applying underwriting authority to pricing decisions and building strong agency partnerships.

The role offers hybrid work arrangements and opportunities for CPCU/AU/CIC progression, with a compensation range of $63,000-$90,000 annually.

Qualifications

• Strong understanding of industry practices, standards, and underwriting concepts.
• Ability to multitask and solve problems.
• Proficient oral and written communication skills.
• Valid and unrestricted driver’s license with an acceptable driving record.
• Bachelor’s degree in insurance or finance; relevant experience may be considered in lieu of a degree.
• Proficient use of various core systems, office and computer equipment, and software packages.
• Ability to travel up to 10% of the time.

Responsibilities

• Develops and manages a book of commercial lines business with assigned agencies.
• Reviews, classifies, evaluates, and prices business within established underwriting authority.
• Manages an assigned agency territory to achieve established growth and profitability goals.
• Builds and maintains strong agency relationships.
• Applies knowledge of rating methodology and coverages to underwriting decisions.
• Travels to assigned agencies to promote products, strengthen agency partnerships, and support agency relationships.
• Maintains an understanding of the insurance marketplace, including different lines of insurance and emerging industry issues.
• Applies established practices, processes, procedures, and underwriting authority to analyze operations and exposures for different types of risks and write, renew, and modify business.
• Uses research and analysis to develop practical underwriting solutions that align with organizational objectives.
• Assesses risk and exposure on new and existing business to identify opportunities to support assigned territory loss ratio and growth objectives.
• Achieves business goals through new business growth, renewal retention, and overall profitability for assigned agencies.
• Identifies and analyzes medium-complexity accounts and makes sound underwriting decisions.
• Makes recommendations to a Senior Underwriter when established authority levels are exceeded.
• Makes decisions independently within assigned authority and executes established policies and procedures.

Skills

Underwriting concepts

Multitasking

Communication skills

Travel up to 10%

Education

Bachelor's in insurance/finance

Progress toward CPCU/AU/CIC

Tools

Core systems proficiency

Job description

Michigan Millers Mutual Insurance Company in the United States seeks an Underwriter to join Specialty Insurance Solutions. You will develop and manage a book of commercial lines through assigned agencies, applying underwriting authority to pricing decisions and building strong agency partnerships.

The role offers hybrid work arrangements and opportunities for CPCU/AU/CIC progression, with a compensation range of $63,000-$90,000 annually.