Commercial Real Estate Loan Officer

MRINetwork; Dallas (TX); Vor Ort; USD 85.000 - 150.000; Vollzeit

Zusammenfassung

MRINetwork in Dallas seeks a Commercial Real Estate Loan Officer to solicit new CRE loan business through a network of brokers, business owners and investors. You will close commercial loans and coordinate the process from origination to closing.

Five+ years CRE lending experience and strong CRE underwriting knowledge are required. You will analyze financial data, advise on collateral and market rent trends, and use technology to manage pricing, pipeline and loan performance.

Qualifikationen

• Bachelor's degree or equivalent work experience.
• Five or more years of CRE lending experience.
• Fluent in CRE underwriting principles.
• Deep understanding of occupancy and rent trends in local markets.
• Comfortable with technology supporting sales management, pricing, underwriting, pipeline and loan performance tracking.

Aufgaben

• Solicit and coordinate closing of commercial loans; develop CRE loan business with brokers, owners, and investors.
• Provide guidance to developers on partnership agreements, collateral, feasibility studies, and vacancy factors.
• Interview applicants to assess needs, credit, stability, and income related to property.
• Obtain and analyze financial and credit data; arrange appraisals or feasibility studies.
• Review loan packages for completeness and lender policy compliance.
• Notify applicants of requests not conforming to lending guidelines.
• Maintain knowledge of various commercial loan types and market practices.
• Maintain confidentiality of financial/loan data.

Kenntnisse

CRE underwriting

Market trends

Loan pricing

Sales enablement tech

Ausbildung

Bachelor's degree or equivalent work experience

Jobbeschreibung

Actively seeking a Commercial Real Estate Loan Officer to solicit new CREloan business through a network of brokers, business owners, and investors.

RESPONSIBILITIES

• Will solicit and coordinate the closing of commercial loans; responsible for commercial loan business development and to act as the bank's contact with commercial loan clients, brokers, and contractors.
• Will provide guidance to potential developers relating to partnership agreements, collateral, feasibility studies, and vacancy rate factors, if applicable.
• Will provide service to prospective commercial loan customers and interview applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk.
• Will obtain and analyze pertinent financial and credit data on all partners involved in the project; will arrange for the appraisal of the property and/or feasibility study of bare land to be developed.
• Will review commercial loan packages for completeness of documents and compliance with bank policy, regulatory requirements, and secondary market lending parameters.
• Responsible for notification of commercial loan applicant(s) of all requests, which do not conform to current lending guidelines.
• Will be responsible for maintaining a high level of working knowledge relating to all types of commercial loans.
• Will maintain all financial/loan data in confidence.

Job Requirements

• Bachelor's degree or equivalent work experience
• Five or more years of commercial real estate lending experience
• Fluent in the principles of CRE underwriting
• In depth understanding of occupancy and rent trends in local markets
• Comfortable with technology supporting sales management, marketing, pricing, initial underwriting, pipeline management and loan performance tracking
• Familiar with loan products and pricing of local competitors