Commercial Loan Officer - Carthage

Southwest Missouri Bank; Carthage Township (SD); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k)

Life insurance

FSA

Paid time off

Disability insurance

Snack room

Employee discounts

Job summary

Southwest Missouri Bank in Carthage, MO seeks a Commercial Loan Officer (Lender) to originate, structure, underwrite, price, document and service commercial and consumer credit while growing the bank’s portfolio.

Responsibilities include developing new business, calling on prospects and existing customers, building referral networks, cross-selling bank products, reviewing portfolio performance and ensuring lending activities comply with laws and regulations.

Qualifications

• 3-5 years of sales experience; preferably 2 years of banking experience as well.
• Strong credit/industry risk analysis, negotiation, and documentation discipline.
• Clear written/verbal communication, organization, and attention to detail.

Responsibilities

• Develop new business and call on prospects and existing customers.
• Build referral networks and cross-sell applicable bank products/services.
• Review portfolio performance to improve profitability.
• Partner with collections on past-due credits.
• Ensure lending activities comply with applicable laws and regulations.

Skills

Sales experience

Credit risk analysis

Negotiation

Documentation

Communication

Onsite work

Job description

Our Roots

Founded in 1979, we are proud to be the largest locally owned community bank in Southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other people, decided to start a new bank. We now have 11 full-service branches, a home loan center and more than 40 ATMs to serve our customers. But most important, we have a friendly team who are committed to helping our customers reach their financial dreams.

The Opportunity

As a performance-driven Commercial Loan Officer (Lender) in Carthage, Missouri, you will deliver high-impact loan solutions that grow relationships and manage risk. This role exists to originate, structure, underwrite, price, document, and service commercial and consumer credit while expanding the bank’s portfolio through disciplined Sales activity.

Key responsibilities include developing new business, calling on prospects and existing customers, building referral networks, cross-selling applicable bank products/services, reviewing portfolio performance to improve profitability, partnering with collections on past-due credits, and ensuring lending activities comply with applicable laws and regulations.

Required Qualifications/skills

• 3-5 years of sales experience; preferably 2 years of banking experience as well
• Strong credit/industry risk analysis, negotiation, and documentation discipline
• Clear written/verbal communication, organization, and attention to detail
• Ability to work onsite; schedule is Monday-Friday 8:30-5:30 with Saturday rotation 8:30-12:00

If you’re ready for recognition and rewards tied to measurable results

Total Rewards

Medical, dental, and vision coverage; 401(k); life insurance; flexible spending account; competitive salary; paid time off; major medical leave; short-term and long-term disability; cancer and accidental insurance; snack/drink room; and employee discounts.