Commercial Loan Officer - Carthage

Southwest-Missouri-Bank; Carthage (MO); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Medical/dental/vision

401(k)

Life insurance

FSA

Competitive salary

Paid time off

Major medical leave

Disability insurance

Cancer and accidental insurance

Snacks and beverages

Employee discounts

Job summary

Smbonline in Carthage, MO is seeking a Performance-driven Commercial Loan Officer to originate, structure, underwrite, and service commercial and consumer credit. You will develop new business, call on prospects, build referral networks, and cross-sell banking products while ensuring disciplined risk management and regulatory compliance.

You will work onsite with a Monday–Friday schedule and occasional Saturday rotation, contributing to growth of the bank's loan portfolio and customer

Qualifications

• 3–5 years of sales experience; preferably 2 years of banking experience as well.
• Strong credit/industry risk analysis, negotiation, and documentation discipline.
• Clear written/verbal communication, organization, and attention to detail.
• Ability to work onsite; schedule is Monday–Friday 8:30–5:30 with Saturday rotation 8:30–12:00.

Responsibilities

• Originate, structure, underwrite, price, document, and service commercial and consumer credit.
• Develop new business and call on prospects and existing customers.
• Build referral networks and cross-sell applicable bank products/services.
• Review portfolio performance to improve profitability and risk management.
• Partner with collections on past-due credits and ensure regulatory compliance.

Skills

Sales experience

Credit risk analysis

Communication skills

Documentation discipline

Job description

Our Roots

Founded in 1979, we are proud to be the largest locally owned community bank in Southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other people, decided to start a new bank. We now have 11 full-service branches, a home loan center and more than 40 ATMs to serve our customers. But most important, we have a friendly team who are committed to helping our customers reach their financial dreams.

The Opportunity

As a performance-driven Commercial Loan Officer (Lender) in Carthage, Missouri, you will deliver high-impact loan solutions that grow relationships and manage risk. This role exists to originate, structure, underwrite, price, document, and service commercial and consumer credit while expanding the bank’s portfolio through disciplined Sales activity.

Key responsibilities include developing new business, calling on prospects and existing customers, building referral networks, cross-selling applicable bank products/services, reviewing portfolio performance to improve profitability, partnering with collections on past-due credits, and ensuring lending activities comply with applicable laws and regulations.

• - 3–5 years of sales experience; preferably 2 years of banking experience as well
• - Strong credit/industry risk analysis, negotiation, and documentation discipline
• - Clear written/verbal communication, organization, and attention to detail
• - Ability to work onsite; schedule is Monday–Friday 8:30–5:30 with Saturday rotation 8:30–12:00

Total Rewards

• Medical, dental, and vision coverage
• 401(k)
• life insurance
• flexible spending account
• competitive salary
• paid time off
• major medical leave
• short-term and long-term disability
• cancer and accidental insurance
• snack/drink room
• and employee discounts