Commercial Loan Collateral Expert

Sunflower Bank; Austin, Northern (TX, KY); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. seeks an energetic Commercial Loan Collateral Specialist to review and file collateral documentation and ensure lien perfection for loans. The role focuses on imaging, verification, and compliance, supporting post-closing activities within Loan Operations.

Ideal candidates have 3+ years in commercial real estate or loan documentation, experience with lien perfection, and strong Word/Excel proficiency with excellent communication skills.

Qualifications

• Minimum 3 years of Commercial real estate and/or documentation experience.
• Collateral Lien Perfection experience required.
• Technical training in computer systems, banking applications and loan documentation preferred.
• Excellent attention to detail, time management and organizational skills.
• Proficient in Word and Excel; strong oral and written communication skills.

Responsibilities

• Image, commit and verify documents in a timely and efficient manner.
• Maintain a working knowledge of compliance requirements to review documents and document exceptions.
• Maintain file inventory lists for existing loans, files moved to transfer and paid out charge-offs.
• Process Commercial Denials.
• Prepare, review, and file collateral documents to complete titled vehicle perfection.
• Ensure timely and accurate lien perfection in accordance with state and federal requirements.
• Coordinate with appropriate county, state or third-party agencies to complete necessary perfection.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems and electronic lien filing systems.
• Verify receipt of recorded documents and original titles.
• Monitor department inboxes and process requests as needed.
• Ensure loan adheres to Compliance and Audit standards and expectations.
• Maintain Service Level Agreements in a high-volume, high-stress environment.
• Act as back-up and support to other positions within the Post-Closing area of Loan Operations.
• Complete special projects as required.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.

Skills

Commercial real estate

Documentation experience

Collateral Lien Perfection

Word

Excel

Oral and written communication

Time management

Organizational skills

Independent work

Flexible hours

Job description

Sunflower Bank, N.A. seeks an energetic Commercial Loan Collateral Specialist to review and file collateral documentation and ensure lien perfection for loans. The role focuses on imaging, verification, and compliance, supporting post-closing activities within Loan Operations.

Ideal candidates have 3+ years in commercial real estate or loan documentation, experience with lien perfection, and strong Word/Excel proficiency with excellent communication skills.