Commercial Lending & Growth Specialist

First United Bank; San Antonio (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

First United Bank in San Antonio seeks a Commercial Loan Officer to develop new business through underwriting, structuring, and closing commercial loans while maintaining an existing portfolio. You will analyze credit histories, negotiate terms, and cross-sell bank services to businesses.

The role emphasizes delivering excellent customer service, staying current with lending policies, and representing the bank in the community.

Qualifications

• Excellent customer service skills and client-focused approach.
• Strong problem-solving and decision-making abilities.
• Excellent written and verbal communication with internal/external stakeholders.
• Ability to build and maintain relationships with diverse clients.

Responsibilities

• Acquire, expand and retain commercial loan relationships using proactive outreach.
• Cross-sell bank products and services.
• Analyze credit histories and assess repayment ability.
• Negotiate terms, rates, and collateral specifications.
• Develop and maintain competitive interest rate structures.
• Review and approve overdrafts and monitor loan portfolios.
• Ensure compliance with laws and bank policies; support training of new officers.

Skills

Customer service

Problem solving

Interpersonal skills

Communication skills

Education

Bachelor’s degree in business, finance, or accounting

Job description

First United Bank in San Antonio seeks a Commercial Loan Officer to develop new business through underwriting, structuring, and closing commercial loans while maintaining an existing portfolio. You will analyze credit histories, negotiate terms, and cross-sell bank services to businesses.

The role emphasizes delivering excellent customer service, staying current with lending policies, and representing the bank in the community.