Commercial Lender: Relationship Builder & Growth Driver

First Guaranty Bank; Hammond (LA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life/AD&D insurance

Prescription drug benefits

Long term disability

Salary continuance

Paid holidays

Paid vacation

Sick leave

Tuition reimbursement

401k

Section 125 Cafeteria plan

Stock grants

Job summary

First Guaranty Bank in Hammond seeks a Commercial Lender to identify and build profitable customer relationships. You will determine optimal loan, deposit, and cash management solutions by assessing client needs and financial data, while guiding borrowers through credit processes and bank products.

This is a growth-focused, community-oriented role. Ideal candidates have 3+ years in lending, strong sales and communication skills, and a solid grasp of credit and risk concepts; a high school

Qualifications

• Minimum 3 years lending experience.
• Formal credit training preferred.
• Strong sales skills and ability to develop relationships.
• Strong organizational and communication skills.
• Time management and prioritization abilities.
• High school diploma or equivalent; college degree preferred.

Responsibilities

• Identify and cultivate customer relationships, new and existing.
• Prospect for leads and determine best loan, deposit, and cash management products.
• Interview applicants to assess business or consumer needs and repayment ability.
• Direct analysis of financial data and conduct credit checks.
• Grow loan portfolio and achieve loan production, deposit, and referral goals.
• Cross-sell deposit products and cash management referrals.

Skills

Lending experience

Sales skills

Organizational skills

Communication skills

Time management

Education

High school diploma or equivalent

College degree preferred

Job description

First Guaranty Bank in Hammond seeks a Commercial Lender to identify and build profitable customer relationships. You will determine optimal loan, deposit, and cash management solutions by assessing client needs and financial data, while guiding borrowers through credit processes and bank products.

This is a growth-focused, community-oriented role. Ideal candidates have 3+ years in lending, strong sales and communication skills, and a solid grasp of credit and risk concepts; a high school