Commercial Lender - Grow Local Loans & Client Relationships

First Bank & Trust Company; Wilson (NC); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

PTO 25 days

11 holidays

Health, dental, vision

401K/ESOP

Life insurance 2x salary

Long-term disability

Job summary

The First Bank and Trust Company in Wilson, NC is seeking a Commercial Lender to grow our local business banking team. This role focuses on serving existing commercial customers while expanding our presence in Wilson and the surrounding area.

You will promote the bank's full suite of financial products, assess credit needs, and work with Credit Administration to ensure underwriting documents are accurate and timely.

We value strong communication, attention to detail, and community involvement.

Qualifications

• Bachelor's degree in Accounting, Business or Finance.
• Two years of lending or underwriting experience.
• Strong communication and interpersonal skills.
• Attention to detail.
• Basic computer proficiency and ability to learn banking software.

Responsibilities

• To achieve commercial lending goals in compliance with the bank's overall growth, profitability, and credit quality objectives.
• Work closely with current and potential customers to understand their operations and financial needs.
• Actively develop new business relationships and service our current customers.
• Keeps abreast of pertinent market and regulatory developments to identify current and potential lending market areas in the region.
• Fully understand and promote the bank's products and services to include but not be limited to the digital banking tools and resources.
• Understand the Bank's required underwriting guidelines to include cash flows, loan repayment options and credit terms.
• Maintains a portfolio of existing customers and relationships as needed to accommodate annual new business.
• Work with Credit Administration and Loan Operations to ensure all required underwriting documents are accurate and received for review in a timely manner.
• Provide excellent customer service by addressing inquiries and resolving issues in a timely manner.
• Correspond with customers to answer questions regarding application information.
• Actively participate in the community to promote The First Bank and Trust Company.

Skills

Lending experience

Credit underwriting

Customer relations

Education

Bachelor's degree in Accounting/Business/Finance

Tools

Banking software

Job description

The First Bank and Trust Company in Wilson, NC is seeking a Commercial Lender to grow our local business banking team. This role focuses on serving existing commercial customers while expanding our presence in Wilson and the surrounding area.

You will promote the bank's full suite of financial products, assess credit needs, and work with Credit Administration to ensure underwriting documents are accurate and timely.

We value strong communication, attention to detail, and community involvement.