Business Banking Development Officer/ Commercial Lender

The Agency; Wilson (NC); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

401(k)

Medical, dental, and vision insurance

Paid time off

Bonus program

Job summary

The Agency in Wilson, NC is seeking a Business Banking Development Officer to grow a commercial loan portfolio and build lasting client relationships in the local market.

You will assess borrower needs, analyze financial statements, and coordinate with teams to close loans, with CRE experience strongly preferred.

This role offers a competitive salary with bonus and solid benefits.

Qualifications

• 5+ years of banking or lending experience.
• Commercial lending experience required; CRE experience strongly preferred.
• Strong financial analysis and credit underwriting skills.
• Bachelor's degree preferred.
• NMLS registration is a plus.

Responsibilities

• Develop new commercial and business banking relationships within the market.
• Build and manage a commercial and consumer loan portfolio.
• Meet with prospective borrowers to identify financing needs and structure lending solutions.
• Analyze financial statements, tax returns, and credit requests to determine creditworthiness.
• Underwrite and present loan opportunities while maintaining sound credit quality.
• Partner with internal teams to ensure a smooth lending process from application through closing.
• Maintain ongoing relationships with customers through portfolio management and business development.
• Ensure compliance with all lending regulations and bank policies.

Skills

Lending experience

Financial analysis

Credit underwriting

Relationship building

Business development

Education

Bachelor's degree

Job description

A well-established, profitable community bank is seeking a Business Banking Development Officer to join its growing team in Wilson, NC. This is an excellent opportunity for a relationship-focused lender who enjoys business development, managing a loan portfolio, and making decisions locally within a stable organization known for its strong culture and employee retention.

Responsibilities

• Develop new commercial and business banking relationships within the market.
• Build and manage a commercial and consumer loan portfolio.
• Meet with prospective borrowers to identify financing needs and structure lending solutions.
• Analyze financial statements, tax returns, and credit requests to determine creditworthiness.
• Underwrite and present loan opportunities while maintaining sound credit quality.
• Partner with internal teams to ensure a smooth lending process from application through closing.
• Maintain ongoing relationships with customers through portfolio management and business development.
• Ensure compliance with all lending regulations and bank policies.

Qualifications

• 5+ years of lending experience within a bank.
• Demonstrated success developing and growing a loan portfolio.
• Commercial lending experience required; Commercial Real Estate (CRE) experience strongly preferred.
• Strong financial analysis and credit underwriting skills.
• Excellent relationship-building and business development abilities.
• Bachelor's degree preferred.
• NMLS registration is a plus.
• Competitive salary and bonus program.
• 401(k)
• Medical, dental, and vision insurance
• Paid time off

Why Consider This Opportunity?

• Established, financially strong community bank.
• Excellent reputation and long-tenured employees.
• Local decision-making and supportive executive leadership.
• Opportunity to make an immediate impact in a growing market.