Commercial Lender - Central City, KY

gpac LLC.; Central City (KY); On-site; USD 60,000 - 150,000; Full time

Job summary

GPAC has partnered with a confidential community bank client in Central City, KY to hire a Commercial Lender. This role focuses on owning a book of business, making local decisions, and growing with a community bank that knows its customers by name.

The ideal candidate will bring a proven commercial lending track record, 3+ years in lending or credit, and the ability to manage a portfolio while developing new relationships in the Central City area.

Qualifications

• 3+ years in a lending or credit role
• Experience managing a commercial loan portfolio with loan mix
• Strong credit skills: cash flow analysis, collateral evaluation, loan structuring
• History of bringing in new relationships
• Community bank experience and local market ties are a plus
• Bachelor's degree in finance, accounting, or business, or equivalent experience

Responsibilities

• Develop and manage a portfolio of commercial, CRE, and small business relationships
• Call on business owners, CPAs, attorneys, and community leaders to generate new loan and deposit business
• Structure, underwrite, and present credit requests within policy and with credit staff
• Monitor portfolio performance, covenants, and renewals, and address risk early
• Cross-sell treasury management and deposit products
• Represent the bank in the community through civic and business involvement

Skills

Commercial lending

Portfolio management

Credit analysis

New business development

Relationship building

Education

Bachelor's degree in finance, accounting, or business

Job description

GPAC is partnering with a confidential community bank client in the Central City, KY area to hire a Commercial Lender. This is a relationship-driven role for a lender who wants to own a book of business, make local decisions, and grow with a bank that knows its customers by name.

Compensation: $60K-$150K

What you'll do

• Develop and manage a portfolio of commercial, commercial real estate, and small business relationships
• Call on business owners, CPAs, attorneys, and community leaders to generate new loan and deposit business
• Structure, underwrite, and present credit requests within policy and in partnership with credit staff
• Monitor portfolio performance, covenants, and renewals, and address risk early
• Cross-sell treasury management and deposit products
• Represent the bank in the community through civic and business involvement

What we look for

• A proven commercial lending track record, typically 3+ years in a lending or credit role
• Experience managing a commercial loan portfolio (share your current portfolio size and loan mix)
• Strong credit skills: cash flow analysis, collateral evaluation, and loan structuring
• A history of bringing in new relationships, not just maintaining existing ones
• Community bank experience and local market ties are a plus
• Bachelor's degree in finance, accounting, or business, or equivalent experience

Why work with GPAC

• 30 plus years in permanent placement, with recruiters who specialize in banking and insurance
• Confidential search: we share the opportunity with you before your name ever goes to the bank
• Direct access to hiring leaders and honest feedback throughout the process
• Our recruiters live in the states they cover and know the local markets