Market President - Commercial Lending Leader

The Newburgh Group; Richmond (KY); On-site; USD 90,000 - 140,000; Full time

Job summary

Large Community Bank in Kentucky seeks a City Executive / Senior Commercial Lender to lead the development of a commercial lending portfolio in Central Kentucky. The role emphasizes creating a market presence, underwriting loans, and servicing existing clients.

The position involves proactive outreach, compliance with banking regulations, and collaboration with internal teams to manage risk and growth. Strong credit skills and relationship-building abilities are essential.

Responsibilities

• Maintain a current working knowledge of all bank policies and procedures, as well as federal and state lending regulations, processing, closing and post-closing functions, loan collection techniques and compliance regulations
• Establish prudent loan underwriting criteria in accordance with bank lending policies and procedures
• Answer a wide variety of inquiries from applicants concerning the status of specific loan applications in process, as well as general bank lending policies and procedures
• Collects required financial information in a timely manner to evaluate loan and make recommendation/decision
• Evaluates creditworthiness of the applicant(s) and approves or declines such loan submissions
• Submit loan application over lending limit to appropriate loan committee for approval
• Call on potential and existing customers outside the office to develop new business and retain current customers two or three days a week
• Communicate with state and federal agencies, officers to the court, realtors, appraisers, credit bureaus, attorneys, and customers to secure or provide information
• Assist collection team in collection of delinquent loans when necessary
• Participate in community affairs where bank’s visibility would be enhanced

Job description

Large Community Bank in Kentucky seeks a City Executive / Senior Commercial Lender to lead the development of a commercial lending portfolio in Central Kentucky. The role emphasizes creating a market presence, underwriting loans, and servicing existing clients.

The position involves proactive outreach, compliance with banking regulations, and collaboration with internal teams to manage risk and growth. Strong credit skills and relationship-building abilities are essential.