Commercial Lender

gpac; Cincinnati (OH); On-site; USD 80,000 - 150,000; Full time

Benefits offered by this job

Local decision-making

Competitive base salary with incentive

Health, dental, and vision insurance

401(k) with company match

Paid time off

Job summary

gpac LLC partners with a community bank in Ohio to hire an experienced Commercial Lender in Cincinnati who will help grow the business banking portfolio.

You will build and manage a book of commercial loans (C&I, CRE, equipment, lines of credit), bring in new relationships, and present loan requests to the credit committee.

The role offers local decision-making, a competitive salary with incentive, plus benefits including health/dental/vision and a 401(k) with company match.

Qualifications

• 3+ years in commercial lending or credit analysis
• Strong financial analysis including tax returns, cash flow, and collateral
• Local business network is a plus
• Bachelor's degree in finance, accounting, or business
• Strong communication and relationship-focused approach

Responsibilities

• Build and manage a book of commercial loans (C&I, CRE, equipment, lines of credit)
• Bring in new business relationships through referrals and community involvement
• Structure, underwrite, and present loan requests to credit committee
• Manage portfolio renewals, covenants, and credit quality
• Partner with branch and treasury teams to deepen client relationships
• Represent the bank in the local business community

Skills

Commercial lending

Financial analysis

Relationship building

Communication skills

Education

Bachelor's degree

Finance / Accounting degree

Job description

gpac is partnered with a community bank in Ohio that believes in local relationships and local decisions. They're hiring an experienced Commercial Lender to help grow their business banking portfolio.

Responsibilities

• Build and manage a book of commercial loans, including C&I, commercial real estate, equipment, and lines of credit
• Bring in new business relationships through referrals, prospecting, and community involvement
• Structure, underwrite, and present loan requests to credit committee
• Manage portfolio renewals, covenants, and credit quality
• Partner with branch and treasury teams to deepen client relationships
• Represent the bank in the local business community

Qualifications

• 3+ years of commercial lending or credit analysis experience, ideally at a community bank
• Strong financial analysis skills, including tax returns, cash flow, and collateral evaluation
• Established network in the local business community is a plus
• Bachelor's degree in finance, accounting, business, or equivalent experience
• Strong communication skills and a relationship-focused approach

Benefits

• Local decision-making and a responsive credit process
• Competitive base salary plus incentive
• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off

Salary Range: $80,000 - $150,000 per year

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.