Commercial Lender

Citizens Bank; Tyler (TX); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Vacation/Sick

Health/Dental/Vision

Life Insurance

Disability Insurance

401k/Profit Sharing

Job summary

Citizens Bank in Tyler, TX is seeking a Commercial Lender to grow the loan portfolio by developing new business and maintaining strong client relationships.

The ideal candidate will have 5–10 years of commercial lending, credit analysis, loan structuring and a proven ability to cross-sell bank products while delivering excellent customer service.

You will work with colleagues across the bank to resolve client needs and participate in networking events to expand the client base.

Qualifications

• Bachelor's degree in banking, finance or other business related field preferred.
• Formal Credit Training and/or underwriting knowledge experience.
• 5–10 years of credit associated commercial bank lending experience.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with sales, loan processing and closing processes.
• Good interpersonal and communication skills with portfolio management track record.

Responsibilities

• Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
• Maintain relationships with a resulting high degree of customer satisfaction.
• Perform sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
• Contribute to deposit growth by cross selling and promoting additional banking products.
• Act as the principal account and relationship manager for new and existing clients.
• Strong customer needs assessment and problem solving skills.
• Attend social, civic and networking events with current and prospective clients.
• Work well with other bank personnel to solve customer problems.
• Perform other duties as determined by management.

Skills

Client relationships

Cross-selling

Sales

Credit analysis

Loan structuring

Interpersonal skills

Communication skills

Portfolio management

Education

Bachelor's degree in banking, finance or other business related field

Tools

Formal Credit Training

Underwriting knowledge

Job description

Benefits: Vacation/Sick, Health/Dental/Vision, Life Insurance, Disability, 401k/Profit Sharing

Commercial Lender

Duties

• 1. Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
• 2. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
• 3. Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
• 4. Contributes to deposit growth by cross selling and promoting additional banking products.
• 5. Acts as the principal account and relationship manager for new and existing clients.
• 6. Strong customer needs assessment and problem solving skills.
• 7. Will attend social, civic and networking events with current and prospective clients.
• 8. Works well with other bank personnel to solve customer problems.
• 9. It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

• - Bachelor's degree in banking, finance or other business related field is preferred.
• - Formal Credit Training and/or underwriting knowledge experience.
• - Minimum 5-10 years of credit associated commercial bank lending experience.
• - An equivalent combination of education and experience may meet qualifications.
• - Ability to expand loans, client relationships and cross sell bank products.
• - Familiarity with the sales, loan processing and closing processes.
• - Must have good interpersonal and communication skills and a proven track record of portfolio management.