Commercial Lender

Citizens Bank; The Woodlands (TX); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Vacation/Sick leave

Health/Dental/Vision

Life Insurance

Disability

401k/Profit Sharing

Job summary

Citizens Bank is seeking a Commercial Lender in The Woodlands, Texas. The ideal candidate will aggressively pursue new business through client interactions while ensuring strong relationship management and customer satisfaction. Responsibilities include sales, credit analysis, and loan structuring.

Preferred qualifications include a Bachelor's degree in Banking or Finance along with 5-10 years of relevant experience. Familiarity with loan processes and proven communication skills are essential. Join us to help grow our client base and banking products.

Qualifications

• Minimum 5-10 years of commercial bank lending experience.
• Ability to expand loans and cross sell bank products.
• Familiar with loan processing and closing.

Responsibilities

• Seek and obtain new business through client calls and referrals.
• Maintain relationships to ensure customer satisfaction.
• Manage sales, credit analysis, and loan structuring.

Skills

Interpersonal skills

Problem solving

Sales

Credit analysis

Customer needs assessment

Education

Bachelor's degree in banking, finance or related field

Credit Training or underwriting knowledge

Job description

Benefits

• Vacation/Sick
• Health/Dental/Vision
• Life Insurance
• Disability
• 401k/Profit Sharing

Commercial Lender

Duties

1. Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
2. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
3. Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
4. Contributes to deposit growth by cross selling and promoting additional banking products.
5. Acts as the principal account and relationship manager for new and existing clients.
6. Strong customer needs assessment and problem solving skills.
7. Will attend social, civic and networking events with current and prospective clients.
8. Works well with other bank personnel to solve customer problems.
9. It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

• Bachelor's degree in banking, finance or other business related field is preferred.
• Formal Credit Training and/or underwriting knowledge experience.
• Minimum 5-10 years of credit associated commercial bank lending experience.
• An equivalent combination of education and experience may meet qualifications.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Must have good interpersonal and communication skills and a proven track record of portfolio management.