Commercial Lender

Citizens Bank; College Station, Bryan (TX, TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Vacation/Sick

Health/Dental/Vision insurance

Life Insurance

Disability

401k/Profit Sharing

Job summary

Citizens Bank is seeking a Commercial Lender in College Station, Texas, responsible for building client relationships and driving business growth. The ideal candidate will provide exceptional customer service while managing loans and credit analysis.

With a bachelor’s degree in finance or banking and 5-10 years of lending experience, you will play a key role in expanding loan portfolios and cross-selling bank products.

Qualifications

• 5-10 years of credit associated commercial bank lending experience.
• Strong interpersonal skills with a proven track record in portfolio management.

Responsibilities

• Build and maintain relationships with clients for high customer satisfaction.
• Assist in deposit growth through sales and cross-selling banking products.
• Attend social and networking events to promote business.

Skills

Client relationship management

Sales and cross-selling

Credit analysis

Problem-solving

Communication skills

Education

Bachelor's degree in banking, finance or related field

Formal Credit Training or underwriting knowledge

Job description

Benefits: Vacation/Sick, Health/Dental/Vision, Life Insurance, Disability, 401k/Profit Sharing

Commercial Lender

Duties

1. Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
2. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
3. Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
4. Contributes to deposit growth by cross selling and promoting additional banking products.
5. Acts as the principal account and relationship manager for new and existing clients.
6. Strong customer needs assessment and problem solving skills.
7. Will attend social, civic and networking events with current and prospective clients.
8. Works well with other bank personnel to solve customer problems.
9. It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

• Bachelor's degree in banking, finance or other business related field is preferred.
• Formal Credit Training and or underwriting knowledge experience.
• Minimum 5-10 years of credit associated commercial bank lending experience.
• An equivalent combination of education and experience may meet qualifications.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Must have good interpersonal and communication skills and a proven track record of portfolio management.