Commercial Lender

Citizens Bank; Kilgore (TX); Sur place; USD 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Vacation/Sick

Health/Dental/Vision

Life Insurance

Disability

401k/Profit Sharing

Résumé du poste

Citizens Bank in Kilgore, Texas seeks a Commercial Lender with a proven track record in building client relationships and cross-selling banking products. The role emphasizes aggressive new business development, credit analysis, and effective loan structuring within a commercial banking environment.

The ideal candidate will have 5–10 years of credit-related lending experience, strong interpersonal and communication skills, and the ability to manage a portfolio while engaging in networking and

Qualifications

• Bachelor's degree in banking, finance or related field preferred.
• Formal credit training or underwriting knowledge experience preferred.
• Minimum 5–10 years of credit-related commercial bank lending experience.
• Ability to expand loans, client relationships and cross-sell bank products.
• Familiarity with sales, loan processing and closing processes.
• Excellent interpersonal and communication skills with portfolio management track record.

Responsabilités

• Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
• Builds and maintains relationships with a resulting high degree of customer satisfaction.
• Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Acts as the principal account and relationship manager for new and existing clients.
• Strong customer needs assessment and problem solving skills.
• Attends social, civic and networking events with current and prospective clients.
• Works well with other bank personnel to solve customer problems.
• It is expected that the incumbent shall perform other duties as determined by management.

Connaissances

Portfolio management

Client relationships

Cross selling

Interpersonal skills

Communication skills

Formation

Bachelor's degree in banking, finance or related field

Description du poste

Benefits:

• Vacation/Sick, Health/Dental/Vision, Life Insurance, Disability, 401k/Profit Sharing

Commercial Lender

Duties

1. 1. Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
2. 2. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
3. 3. Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
4. 4. Contributes to deposit growth by cross selling and promoting additional banking products.
5. 5. Acts as the principal account and relationship manager for new and existing clients.
6. 6. Strong customer needs assessment and problem solving skills.
7. 7. Will attend social, civic and networking events with current and prospective clients.
8. 8. Works well with other bank personnel to solve customer problems.
9. 9. It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

• - Bachelor's degree in banking, finance or other business related field is preferred.
• - Formal Credit Training and/or underwriting knowledge experience.
• - Minimum 5-10 years of credit associated commercial bank lending experience.
• - An equivalent combination of education and experience may meet qualifications.
• - Ability to expand loans, client relationships and cross sell bank products.
• - Familiarity with the sales, loan processing and closing processes.
• - Must have good interpersonal and communication skills and a proven track record of portfolio management.