Commercial Lender

gpac; Sioux City (IA); On-site; USD 60,000 - 100,000; Full time

Job summary

gpac is seeking a Commercial Loan Officer in the Sioux City, IA area to develop new business, underwrite and structure commercial loans, and service an existing portfolio.

Responsibilities include evaluating client needs, preparing loan memos, and coordinating proposals, while maintaining accurate loan documentation and strong client relations throughout the closing process.

Qualifications

• 10 years commercial lending experience.
• CRE and C&I credits knowledge.
• Credit and underwriting experience.
• Experience working with customers at all levels.

Responsibilities

• Evaluate client needs and offer appropriate financial products and loans.
• Promote and cross-sell other products and services as needed.
• Provide ongoing relationship servicing with current clients.
• Generate new business to meet growth goals.
• Prepare and compile client information to open new accounts.
• Gather and analyze financial data for creditworthiness and underwriting.
• Prepare loan memos and ensure loan documentation is complete.

Skills

Commercial lending

Credit/Underwriting

CRE and C&I credits

Customer relationship management

Education

Bachelor's degree in related field or financial services

Job description

Commercial Loan Officer SUMMARY:

A local banking branch is looking for someone that is self-motivated and a background in commercial lending experience. The Commercial Loan Officer is responsible for developing new business, underwriting, structuring and the closing of commercial loans, as well as maintaining and servicing an existing portfolio.

If you're a Commercial Loan Officer looking to take that next step, this is for you!

Commercial Loan Officer RESPONSIBILITIES

• The Commercial Loan Officer evaluates needs of potential clients and offer appropriate financial products, services, and loans
• Promote and cross-sell other products and services as appropriate to client requirements
• Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business
• Generate new business to meet annual growth goals
• Prepare and compile client information to open new accounts
• Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
• Prepare loan memos and documents to submit for loan approval
• Ensure completeness and accuracy of loan documentation

Commercial Loan Officer QUALIFICATIONS

• 10 Years Commercial Lending experience
• CRE andn C&I credits
• Credit/Underwriting
• Bachelor's degree in related field or financial services preferred
• Experience working directly with customers at all levels, from support staff to business owners and managers
• Excellent communication and presentation skills, as demonstrated by previous experience interacting with decision makers and influencers
• Ability to prepare/coordinate proposals, review proposals for accuracy and work productively through the underwriting process
• Ability to stay organized and multi-task

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.