Commercial Lender

National Exchange Bank & Trust; Fond du Lac (WI); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Health Savings Account

Short and Long Term Disability

Employer Paid Life and AD&D Insurance

Voluntary Life, FSAs, and more

401(k) with Employer Match & Profit Sh

Paid Time Off

Flexible scheduling

Education Assistance Program

Product & Service Discounts

Job summary

National Exchange Bank & Trust is seeking a Commercial Lender to cultivate meaningful business relationships, guide customers on financial decisions, and grow a portfolio of lending solutions. You will identify opportunities, evaluate credit needs, and coordinate documentation to close loans.

The role emphasizes building strong client relationships, analytical credit assessment, and independent work to meet banking goals in a community-focused environment.

Qualifications

• Strong interpersonal skills to build and maintain relationships with customers, prospects, referral sources, and coworkers.
• Analytical ability to evaluate financial information, credit risk, collateral, and lending opportunities.
• Effective communication skills across phone, email, in-person conversations, presentations, and negotiations.

Responsibilities

• Developing new business and building relationships with new and existing customers.
• Managing and retaining a portfolio of profitable lending relationships.
• Identifying lending opportunities and recommending solutions based on customer needs.
• Negotiating loan structures and coordinating lending documentation.
• Growing customer relationships to support individual and Bank production goals.

Skills

Interpersonal skills

Analytical skills

Credit risk evaluation

Negotiation

Education

Bachelor's degree in finance or related field

Job description

Why NEBAT?

Trusted. Genuine. Successful. National Exchange Bank & Trust is an independent, family-owned bank with big bank abilities, serving southeastern Wisconsin. Founded in 1933, we are a trusted business partner, employer, and community member. At National Exchange Bank & Trust, you will enjoy a flexible, friendly, family environment, a rewarding career, and opportunities to make a difference in the communities we serve. We believe in bringing out the best in our talent and are committed to fostering an inclusive environment of growth and development.

Position Summary

In this role, you will have the opportunity to build meaningful business relationships and help customers achieve their financial goals.Providing guidance to help customers make decisions about their financial needs.

• Developing new business and building relationships with new and existing customers.
• Managing and retaining a portfolio of profitable lending relationships.
• Identifying lending opportunities and recommending solutions based on customer needs.
• Negotiating loan structures and coordinating lending documentation.
• Growing customer relationships to support individual and Bank production goals.

Essential Knowledge & Skills

The following skills are needed to be successful in your banking career as a Commercial Lender:

• Strong interpersonal skills to build and maintain relationships with customers, prospects, referral sources, and coworkers.
• Strong analytical skills to evaluate financial information, credit risk, collateral, and lending opportunities.
• Ability to communicate effectively and professionally through phone, email, in-person conversations, presentations, and negotiations.
• Ability to work independently, stay organized, manage multiple priorities, and adapt to changing customer and business needs.

Benefits Offered

National Exchange Bank & Trust offers a competitive benefit package for both Full-Time and Part-Time employees including:

• Health, Dental, and Vision Insurance
• Health Savings Account with Employer Contributions
• Short and Long Term Disability
• Employer Paid Life and AD&D Insurance
• Voluntary Life, Flexible Spending Accounts, Accident, Critical Illness, Hospital Indemnity, and Legal Insurance
• 401(k) with Employer Match & Profit Sharing
• Paid Time Off
• Flexible scheduling
• Education Assistance Program
• Product & Service Discounts & more!