Commercial Credit Portfolio Lead

WesBanco, Inc.; Columbus (OH); On-site; USD 90,000 - 140,000; Full time

Job summary

WesBanco, Inc. seeks a Portfolio Manager to actively manage commercial loan portfolios, identify credit risks, and collaborate with Relationship Managers on proposals and renewals. The role focuses on underwriting quality, portfolio monitoring, and development of profitable long-term credits.

Responsibilities include covenant testing, financial reporting, annual reviews, and preparing credit packages for approvals. Strong analytical and communication skills are essential.

Qualifications

• Strong analytical abilities and credit underwriting skills.
• Ability to read, analyze and interpret financial reports and legal documents.
• Bachelors in business/finance or equivalent experience required.

Responsibilities

• Underwrites and services commercial loan portfolios including covenant testing, financial reporting, and annual reviews.
• Identifies credit weaknesses and alerts management to deterioration.
• Collaborates with Relationship Managers to prioritize new credit requests, renewals, modifications and reviews.
• Provides risk ratings and recommends appropriate credit structure.
• Prepares approval, commitment and proposal documents for credit packages.
• Participates in customer meetings to discuss alternative credit structures and due diligence.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews and special reporting.

Skills

Credit underwriting

Analytical abilities

Teamwork

Excel

Financial analysis

Education

Bachelors in business/finance

Tools

Microsoft Office

Job description

WesBanco, Inc. seeks a Portfolio Manager to actively manage commercial loan portfolios, identify credit risks, and collaborate with Relationship Managers on proposals and renewals. The role focuses on underwriting quality, portfolio monitoring, and development of profitable long-term credits.

Responsibilities include covenant testing, financial reporting, annual reviews, and preparing credit packages for approvals. Strong analytical and communication skills are essential.