Commercial Credit Analyst: Underwriting & Portfolio Insights

RiseMe; Madison (WI); On-site; USD 65,000 - 95,000; Full time

Job summary

Capitol Bank in Wisconsin is seeking a Credit Analyst to support underwriting of commercial loans by evaluating borrower finances, collateral, and risk. The role involves partnering with lenders and maintaining accurate credit documentation.

The position requires strong analytical skills, attention to detail, and adherence to policies. You will contribute to portfolio guidance and regulatory compliance while delivering excellent client service.

Qualifications

• Strong communication and analytical abilities for financial review.
• Solid understanding of accounting principles and banking concepts.
• Experience with loan underwriting and risk assessment is preferred.

Responsibilities

• Review and evaluate commercial loan requests and annual reviews.
• Analyze financial statements and tax returns for borrowers.
• Perform cash flow, collateral, ratio, and trend analyses.
• Prepare detailed credit presentations for loan committees.
• Ensure compliance with loan policies and risk management standards.

Skills

Effective communication

Analytical skills

Detail-oriented

Microsoft Office

Banking regulations

Education

Bachelor's degree in finance, business, accounting, or economics

Tools

Microsoft Office Suite

Job description

Capitol Bank in Wisconsin is seeking a Credit Analyst to support underwriting of commercial loans by evaluating borrower finances, collateral, and risk. The role involves partnering with lenders and maintaining accurate credit documentation.

The position requires strong analytical skills, attention to detail, and adherence to policies. You will contribute to portfolio guidance and regulatory compliance while delivering excellent client service.