Credit Analyst: Commercial Lending Insights

ADP, Inc.; Superior (WI); On-site; USD 34,000 - 48,000; Full time

Job summary

Superior Choice Credit Union is seeking a Credit Analyst in Superior, WI to evaluate commercial credit requests, assess risk, and deliver clear, accurate analysis supporting lending decisions. You’ll collaborate with lenders and internal teams to maintain data integrity and monitor portfolio performance.

You will analyze financial data, prepare concise credit presentations, and help ensure compliance with loan covenants while contributing to ongoing projects and the credit function’s success.

Qualifications

• 3–5 years of experience in credit analysis, commercial lending, or a related financial role
• Commercial credit or lending experience required
• Must live in the Twin Cities, Twin Ports, or surrounding areas
• Strong ability to analyze financial data and translate into recommendations
• Highly organized, detail-oriented, and accurate
• Excellent communication of complex financial concepts
• Ability to manage multiple priorities and meet deadlines
• Able to work independently and in a team
• Experience using loan software, reporting tools, and Microsoft Office

Responsibilities

• Analyze financial statements, credit reports, and other data to assess the strength of business members’ credit requests
• Perform initial credit analysis to determine alignment with policies and guidelines
• Assist with or prepare clear, concise credit presentations for lending decisions
• Monitor loan collateral, valuations, and inspections for compliance with agreements and loan covenants
• Support lenders with ongoing portfolio management and problem loan administration
• Prepare and maintain reports on members’ credit obligations and financial performance
• Collect and organize financial data directly from members when neededUpdate and maintain credit and loan systems with accurate data entry and reporting
• Contribute to special projects and support team initiatives
• Represent SCCU’s mission of improving the financial well-being of our members

Skills

Credit analysis experience

Commercial lending experience

Financial data interpretation

Organization and accuracy

Communication of complex concepts

Multi-tasking

Team collaboration

Loan software

Microsoft Office

Local to Twin Cities/Twin Ports

Tools

Loan software

Microsoft Office

Job description

Superior Choice Credit Union is seeking a Credit Analyst in Superior, WI to evaluate commercial credit requests, assess risk, and deliver clear, accurate analysis supporting lending decisions. You’ll collaborate with lenders and internal teams to maintain data integrity and monitor portfolio performance.

You will analyze financial data, prepare concise credit presentations, and help ensure compliance with loan covenants while contributing to ongoing projects and the credit function’s success.