Senior Credit Analyst: CRE & C&I Focus

Fox-Valley-Savings-Bank; Wisconsin; On-site; USD 65,000 - 90,000; Full time

Job summary

Fox-Valley-Savings-Bank in Wisconsin seeks a detail-oriented Credit Analyst to support sound lending decisions and risk management through comprehensive CRE and C&I analyses. You will review financial statements, tax returns, and cash flows, then present credit recommendations to management.

The role requires collaboration with lenders, relationship managers, and other departments to support portfolio growth while ensuring compliance with bank policies and regulatory requirements.

Qualifications

• Bachelor’s degree in finance, accounting, economics, or related field from an accredited college or university.
• 3–5 years of credit analysis experience in a banking or financial institution.
• Experience underwriting CRE and C&I loans; CRE emphasis.
• Formal credit training or relevant certifications (e.g., RMA, CFA) preferred.

Responsibilities

• Analyze and prepare financial summaries and credit presentations for new, renewed, and extended loans with a CRE focus; include C&I as needed.
• Review borrower financial statements, tax returns, and cash flow models using advanced spreadsheet and credit analysis software.
• Assess creditworthiness by evaluating liquidity, management quality, market position, collateral, and overall business climate.
• Prepare and present objective credit recommendations to the Credit Analyst Manager; participate in loan committee discussions.

Skills

Analytical skills

Financial modeling

Excel

Communication

Independent work

Team collaboration

Attention to detail

Knowledge of loan documentation

Education

Bachelor’s degree in finance or related field

RMA

CFA

Tools

Credit analysis software

Microsoft Office

Job description

Fox-Valley-Savings-Bank in Wisconsin seeks a detail-oriented Credit Analyst to support sound lending decisions and risk management through comprehensive CRE and C&I analyses. You will review financial statements, tax returns, and cash flows, then present credit recommendations to management.

The role requires collaboration with lenders, relationship managers, and other departments to support portfolio growth while ensuring compliance with bank policies and regulatory requirements.