Business Banking Credit Analyst II - Risk & Underwriting

River Run Services, LLC; Newburyport (MA); Vor Ort; USD 65.000 - 95.000; Vollzeit

Zusammenfassung

River Run Services, LLC is hiring a Business Banking Credit Analyst II in Newburyport, MA. The role focuses on analyzing financial statements, underwriting, and managing the credit underwriting process from initial request to decision.

Ideal candidates have 2–3 years of credit analysis experience and a strong knowledge of banking concepts. The position emphasizes compliance, attention to detail, and timely delivery of credit documentation.

Qualifikationen

• Bachelor’s degree in finance, accounting, business administration, economics, or related field preferred; equivalent combination of education, relevant experience and training may be considered.
• 2–3 years of experience in credit analysis, commercial or business banking, financial statement analysis, underwriting, or related financial services role preferred.
• Ability to independently evaluate routine credit relationships and prepare accurate credit documents.

Aufgaben

• Independently analyzes financial statements and prepares accurate financial spreads while evaluating borrower creditworthiness.
• Prepares comprehensive credit approval documents with borrower financial profiles and loan terms.
• Supports credit underwriting and risk management with the Lead and team of analysts.
• Identifies risks from financial and non-financial factors and assesses impact on obligations.
• Ensures adherence to bank policies and regulatory requirements.

Kenntnisse

Credit analysis

Financial statement analysis

Underwriting

SBA lending knowledge

Attention to detail

Time management

Ausbildung

Bachelor’s degree in Finance/Accounting/Business Administration/Economics

2–3 years of credit analysis experience

Tools

Excel

Word

PowerPoint

Jobbeschreibung

River Run Services, LLC is hiring a Business Banking Credit Analyst II in Newburyport, MA. The role focuses on analyzing financial statements, underwriting, and managing the credit underwriting process from initial request to decision.

Ideal candidates have 2–3 years of credit analysis experience and a strong knowledge of banking concepts. The position emphasizes compliance, attention to detail, and timely delivery of credit documentation.