Commercial Credit Analyst I — Risk & Underwriting Specialist

River Run; Newburyport (MA); Vor Ort; USD 60.000 - 80.000; Vollzeit

Zusammenfassung

River Run is seeking a Commercial Credit Analyst I to identify, monitor, and describe credit risk within a banking environment. You will perform financial spreading, underwriting, covenant testing, and special projects, working largely independently to prepare approval documents for loan requests.

The role involves evaluating borrower creditworthiness, conducting annual reviews, collecting data, and ensuring adherence to federal and state laws, bank policies, and BSA guidelines.

Qualifikationen

• Bachelor’s degree in business.
• 1–2 years of experience in Banking or Financial Services.
• Strong knowledge of general accounting and finance principles.
• Strong knowledge of general banking/lending concepts and principles.
• Attention to detail.

Aufgaben

• Analyze financial statements and assess creditworthiness.
• Prepare comprehensive approval documents for proposed borrowers.
• Conduct annual reviews of commercial borrowers and related reporting.
• Identify risks and propose action plans and risk rating adjustments.
• Ensure compliance with bank policies and regulations.

Kenntnisse

Decision making

Accounting knowledge

Banking concepts

MS Office

Ausbildung

Bachelor’s degree in business

Tools

MS Office

Jobbeschreibung

River Run is seeking a Commercial Credit Analyst I to identify, monitor, and describe credit risk within a banking environment. You will perform financial spreading, underwriting, covenant testing, and special projects, working largely independently to prepare approval documents for loan requests.

The role involves evaluating borrower creditworthiness, conducting annual reviews, collecting data, and ensuring adherence to federal and state laws, bank policies, and BSA guidelines.