Senior Commercial Credit Analyst & Underwriter

Bank of America Corporation; Seattle (WA); On-site; USD 60,000 - 85,000; Full time

Job summary

Bank of America Corporation is seeking a Commercial Credit Analyst I to support underwriting and monitoring for new and existing clients. This role involves completing credit analysis, evaluating risks, and preparing financial analyses using standard tools and systems.

The position focuses on analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite.

Qualifications

• BA/BS in Finance, Accounting, or Business Administration preferred or 1–3 years of relevant experience.
• Experience performing credit analysis and underwriting for commercial clients.
• Ability to analyze financial statements, projections, and industry data.

Responsibilities

• Analyzes financial statements and summarizes client performance via periodic risk profile reviews
• Partners with credit and client teams within Centralized and Regional Credit Lines of Business
• Manages risk through accurate financial spreading, risk rating, and covenant test calculations
• Expands expertise by reviewing policy and procedure and actively participating in continuing education sessions
• Collaborates with peers to manage optimal workflow
• Identifies and escalates process breakdowns

Skills

Credit and Risk Assessment

Financial Analysis

Understanding of Financial Accounting

Credit Documentation Requirements

Critical Thinking

Prioritization

Attention to Detail

Business Acumen

Decision Making

Written Communications

Client Management

Recording/Organizing Information

Analytical Thinking

Education

BA/BS in Finance, Accounting, or Business Administration

Job description

Bank of America Corporation is seeking a Commercial Credit Analyst I to support underwriting and monitoring for new and existing clients. This role involves completing credit analysis, evaluating risks, and preparing financial analyses using standard tools and systems.

The position focuses on analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite.