Commercial Credit Analyst: Growth & Risk Focus

Bannerbank; Bellevue (WA); Remote; USD 41,328 - 55,104; Full time

Benefits offered by this job

Annual incentive potential

Medical, dental, vision, LTD, STD, and

Life insurance

Paid vacation time, sick time, and 11

401(k) with up to 4% match

Tuition reimbursement

Job summary

Banner Bank in Bellevue, WA seeks a Credit Analyst to support sound lending decisions for commercial clients. You will analyze financial statements, tax returns, cash flow, and collateral to inform loan decisions, while ensuring compliance with policies and regulations.

You will prepare analysis, packages, and summaries for loan committees, collaborate with bankers, and help manage multiple high‑volume requests.

Qualifications

• Bachelor’s degree is required or an equivalent combination of education and experience.
• Two or more years of related credit or financial analysis experience are required.
• Ability to analyze financial statements, tax returns, and cash flow with sound accounting principles.
• Strong analytical thinking and judgment for credit investigations.
• Capable of handling high volumes and meeting deadlines.
• Clear written and verbal communication.
• Understanding of federal and state regulations related to commercial lending.
• Proficiency in Excel, Word, and related systems.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Financial analysis

Attention to detail

Communication skills

Deadline management

Regulatory knowledge

Education

Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or related field

Tools

Excel

Word

Job description

Banner Bank in Bellevue, WA seeks a Credit Analyst to support sound lending decisions for commercial clients. You will analyze financial statements, tax returns, cash flow, and collateral to inform loan decisions, while ensuring compliance with policies and regulations.

You will prepare analysis, packages, and summaries for loan committees, collaborate with bankers, and help manage multiple high‑volume requests.