Commercial Credit Analyst (C&I)

gpac LLC.; Indiana (PA); On-site; USD 60,000 - 90,000; Full time

Job summary

gpac LLC. is seeking an experienced Commercial Credit Analyst to join its growing C&I team. The position involves analyzing financial statements, cash flow, and creditworthiness of borrowers to support loan decisions.

Responsibilities include preparing loan presentations, creating credit memos, and collaborating with commercial lenders to meet client needs. The role requires 2+ years of credit analysis experience and strong communication skills.

Qualifications

• 2+ years of commercial credit analysis experience.
• Formal credit training preferred.
• Strong commercial credit and underwriting knowledge, specifically C&I.
• Excellent communication and relationship-building skills.
• Ability to work independently while contributing to a collaborative team.
• Proficiency with Microsoft Outlook, Word, and Excel.

Responsibilities

• Assist with managing and maintaining a well-performing commercial loan portfolio.
• Analyze financial statements, cash flow, and creditworthiness of borrowers.
• Prepare loan presentations and credit memos for approval.
• Work directly with commercial lenders to understand clients' financial needs.
• Assist with credit issues, delinquencies, overdrafts, and portfolio monitoring.

Skills

Commercial credit analysis

Credit underwriting

C&I credit

Communication

Independent working

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

A long-standing, reputable financial institution is seeking an experienced Commercial Credit Analyst to join its growing C&I team.

This organization is known for its strong community presence, excellent credit culture, and consistent year-over-year growth. This is a great opportunity for someone looking to build a long-term career with a collaborative and well-established banking team.

Responsibilities:

• Assist with managing and maintaining a well-performing commercial loan portfolio.
• Analyze financial statements, cash flow, and creditworthiness of borrowers.
• Prepare loan presentations and credit memos for approval.
• Work directly with commercial lenders to understand their clients financial needs.
• Assist with credit issues, delinquencies, overdrafts, and portfolio monitoring.

Qualifications:

• 2+ years of commercial credit analysis experience.
• Formal credit training preferred.
• Strong commercial credit and underwriting knowledge, specifically C&I.
• Excellent communication and relationship-building skills.
• Ability to work independently while contributing to a collaborative team.
• Proficiency with Microsoft Outlook, Word, and Excel.

This is an excellent opportunity to join a stable, growing organization with a strong credit culture and opportunities for long-term career development.