Commercial CRE Underwriter - Risk & Credit Expert

Busey-Bank-2; Urbana (IL); On-site; USD 71,000 - 91,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Medical/dental/vision coverage

Wellness incentives

Employee assistance program

Job summary

Busey Bank in Urbana, IL is seeking a Commercial Underwriter focused on CRE loans to deliver precise credit analyses that support portfolio management and new business development.

You will spread and analyze financial statements, prepare CCAR memos, evaluate collateral and industry data, and support relationship managers in loan approvals while maintaining compliance with loan policy and systems such as nCino. Strong communication and finance skills are essential.

Qualifications

• Bachelor’s degree in Business or Finance required.
• 3+ years of Commercial Credit experience.
• Strong communication and analytical skills.

Responsibilities

• Perform financial statement spreading and ratio analysis per guidelines.
• Prepare CCAR memos with loan risk assessment.
• Evaluate collateral and industry data.
• Assist with pipeline meetings and relationship management.
• Maintain knowledge of loan policy and systems, including nCino.
• Assist in loan approvals within authority; participate in approvals beyond limits.
• Support portfolio management and monthly reporting.

Skills

Communication

MS Office

Financial accounting

Multi-tasking

Problem solving

Education

Bachelor’s degree in Business or Finance

Job description

Busey Bank in Urbana, IL is seeking a Commercial Underwriter focused on CRE loans to deliver precise credit analyses that support portfolio management and new business development.

You will spread and analyze financial statements, prepare CCAR memos, evaluate collateral and industry data, and support relationship managers in loan approvals while maintaining compliance with loan policy and systems such as nCino. Strong communication and finance skills are essential.